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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Brilliant and quick service.

Brilliant and quick service. Very streamline Reviewed on: 15th April 2025

Easy through the application

Easy through the application, new customer so not much to say. Reviewed on: 15th April 2025

Very useful

This is very helpful most specially with my finances and daily expenses. I would definitely recommend this my friends. Reviewed on: 15th April 2025

Everything is fine, very helpful in a difficult moment.

Everything is fine, very helpful in a difficult moment. Reviewed on: 15th April 2025

Easy to organise card but rates are high

Easy to organise card but rates are high Reviewed on: 15th April 2025

Hassle free

No paperwork excellent communication no hassle sell easy to fill in on line Reviewed on: 15th April 2025

Werry good 118 118 Money the best service and everyt...

Werry good 118 118 Money the best service and everything is correct on their part Reviewed on: 15th April 2025

brilliant service and never had a problem

I have had a number of loans and now also a credit card with 118 over the years and never had any problems. Reviewed on: 15th April 2025

Quick and easy application process.

Quick and easy application process. T&C explained in simple language. No nasty suprises. The patments set to affortable and convienient level. Reviewed on: 15th April 2025

Great service, fast responses.

Great service, fast responses. Highly recommend Reviewed on: 15th April 2025

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