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118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4610)

Got me out of a dark place and helped me sort my lif...

5
Got me out of a dark place and helped me sort my life out Reviewed on: 15th April 2025

The customer service was excelent they work very qui...

5
The customer service was excelent they work very quick with the money. Reviewed on: 15th April 2025

Loan was approved very quickly good customer service...

5
Loan was approved very quickly good customer service all round 118 118 loan are the best would highly recommend Reviewed on: 15th April 2025

Flexible and Practical

5
Flexible and practical all in one. Reviewed on: 15th April 2025

Easiest loan ever

5
I needed a quick loan to purchase a car after mine had broken down and it wasn’t worth fixing. I applied online and was approved and had the money in my bank within the hour! A very sufficient service and would highly recommend! Reviewed on: 15th April 2025

It is straight forward easy to use and quick with re...

5
It is straight forward easy to use and quick with responses. I've never had any problems and this is my second loan with them. Reviewed on: 15th April 2025

Excellent customer service very happy

5
Excellent customer service very happy Reviewed on: 15th April 2025

Fantastic service

5
Absolutely terrific service from 118 118 money , I couldn’t be happier with my experience with this company . Reviewed on: 15th April 2025

Excellent service, quick transfer.

5
Excellent service, quick transfer. Reviewed on: 15th April 2025

Really quick and helpful, can't recommend them enough.

5
Really quick and helpful, can't recommend them enough. Quick payout and the app is fantastic and easy to use. Reviewed on: 15th April 2025

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