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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Amazing service

5
Fast, everything clear, without hidden fees. Reviewed on: 15th April 2025

Great customer support from the get go

5
Great service from the start, never a problem always willing to help with an enquiries I have. Reviewed on: 15th April 2025

Got me out of a dark place and helped me sort my lif...

5
Got me out of a dark place and helped me sort my life out Reviewed on: 15th April 2025

The customer service was excelent they work very qui...

5
The customer service was excelent they work very quick with the money. Reviewed on: 15th April 2025

Loan was approved very quickly good customer service...

5
Loan was approved very quickly good customer service all round 118 118 loan are the best would highly recommend Reviewed on: 15th April 2025

Flexible and Practical

5
Flexible and practical all in one. Reviewed on: 15th April 2025

Easiest loan ever

5
I needed a quick loan to purchase a car after mine had broken down and it wasn’t worth fixing. I applied online and was approved and had the money in my bank within the hour! A very sufficient service and would highly recommend! Reviewed on: 15th April 2025

It is straight forward easy to use and quick with re...

5
It is straight forward easy to use and quick with responses. I've never had any problems and this is my second loan with them. Reviewed on: 15th April 2025

Excellent customer service very happy

5
Excellent customer service very happy Reviewed on: 15th April 2025

Fantastic service

5
Absolutely terrific service from 118 118 money , I couldn’t be happier with my experience with this company . Reviewed on: 15th April 2025

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