Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4612)

Excellent service, quick transfer.

5
Excellent service, quick transfer. Reviewed on: 15th April 2025

Really quick and helpful, can't recommend them enough.

5
Really quick and helpful, can't recommend them enough. Quick payout and the app is fantastic and easy to use. Reviewed on: 15th April 2025

118 118 is ever reliable and depenpable and supportive

5
118 118 is ever reliable and depenpable and supportive Reviewed on: 15th April 2025

it was easy to do and i was helped step...

5
it was easy to do and i was helped step by step online Reviewed on: 15th April 2025

Quick easy simple application and speedy

5
It was a quick and easy application. Simole to do the application and answer is seconds. Reviewed on: 15th April 2025

Using second time and was really happy

5
Using second time and was really happy Reviewed on: 15th April 2025

Straight forward and easy

5
Was very straight forward and the process was easy, everything was pretty much done for me Reviewed on: 15th April 2025

Easy to use and money in your account the same...

5
Easy to use and money in your account the same day Reviewed on: 15th April 2025

Seem like a good service so far

4
Seem like a good service so far, would be good to have the option to pay off extra amounts of loans. Other than that am quite satisfied. Reviewed on: 15th April 2025

So quick, affordable and understanding

5
So quick, affordable and understanding Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products