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118 118 Money: Personal loan reviews

4.88
Based on 4,573 reviews, last reviewed 26th Apr 2026
250900% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick and easy hassle free only took a few minutes t... Quick and easy hassle free only took a few minutes to complete the application Reviewed on: 26th April 2026
Lynn 's avatar
Lynn

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4573)

I have found 118 very easy to deal with I prefer onl...

4
I have found 118 very easy to deal with I prefer online communication due to working hours and I've found everything I need that way. Reviewed on: 15th April 2025

Have been using 118118 Money for years.

5
Have been using 118118 Money for years. Fantastic Customer service. Money is in the bank within hours of signing contracts. Payment dates can be moved with ease to suit payday changes. Early settlement quotes are quick and easy to get. Reviewed on: 15th April 2025

A star service

5
Just very helpful and good communication Reviewed on: 15th April 2025

Simple online application.

5
Simple online application. Very quick on a decision. Kept informed well. Reviewed on: 15th April 2025

the whole process was super easy.

5
the whole process was super easy. It was quick and painless Reviewed on: 15th April 2025

Really good service no issues at all

5
Really good service no issues at all Reviewed on: 15th April 2025

Myreview

5
118 118 gave ma a loan when i needed one. Reviewed on: 15th April 2025

Happy happy

5
Its good experience compared to other providers Reviewed on: 15th April 2025

Very good

5
Very good but high apr, also no way of making addition payments. What would be a good feature! Reviewed on: 15th April 2025

I went for a loan got it no problem

5
I went for a loan got it no.problem was quick and easy will get another 1 day and al tell my friends and family how good and quick and easy it is to do no pro Reviewed on: 15th April 2025

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