Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4610)

Very easy to use

5
Was very easy to use and never felt more at ease. Great customer service would 100% recommend to someone Reviewed on: 15th April 2025

Accept low credit score

5
My credit file not able to get a loan to cover my debt, 118 interest maybe higher than usual, but that's a help when really needed is not bad choice. Reviewed on: 15th April 2025

Quick and easy.

5
Quick and easy. Great customer service Reviewed on: 15th April 2025

Ok for a small affordable loan

5
Always offer extra loans when I am available for it. Not too bad interest. Reviewed on: 15th April 2025

Great option for light debt consolidation.

5
Great option for light debt consolidation. Reviewed on: 15th April 2025

Fast smooth process from start to finish.

5
Fast smooth process from start to finish. Received the funds very quickly after application. Reviewed on: 15th April 2025

easy application,very handy,fast reply

5
easy application,very handy,fast reply Reviewed on: 15th April 2025

It was quick and first and we got the money...

5
It was quick and first and we got the money in minutes Reviewed on: 15th April 2025

Excellent 118 118 service

5
118 118 provides the best of service customers only dream of. They understand the needs of their customers and they are proactive in meeting those needs. Reviewed on: 15th April 2025

Painless easy application and transaction

5
Painless easy application and transaction Reviewed on: 15th April 2025

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review