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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Excellent 118 118 service

5
118 118 provides the best of service customers only dream of. They understand the needs of their customers and they are proactive in meeting those needs. Reviewed on: 15th April 2025

Painless easy application and transaction

5
Painless easy application and transaction Reviewed on: 15th April 2025

Excellent service very quick response the best I hig...

5
Excellent service very quick response the best I highly recommend Reviewed on: 15th April 2025

I have never had any problems with the 118 customer...

5
I have never had any problems with the 118 customer service and to top it all off the app is brilliant Reviewed on: 15th April 2025

Easy to use and always kept updated on when my payme...

5
Easy to use and always kept updated on when my payment is going to leave my account Reviewed on: 15th April 2025

Ace service

5
Very easy to access, straight forward, no fuss! Well done 118 118 Reviewed on: 15th April 2025

Quick, efficient, no fuss.

5
Quick, efficient, no fuss. Trust the Moustache! Reviewed on: 15th April 2025

Excellent service and communication.

5
Excellent service and communication. Very quick turn around. No negative points to raise. Reviewed on: 15th April 2025

Very good company I’m very happy

5
Very good company I’m very happy Reviewed on: 15th April 2025

Very quick and easy to apply money landed in my acco...

5
Very quick and easy to apply money landed in my account within 30 minutes Reviewed on: 15th April 2025

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