Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

View other 118 118 Money products

4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4612)

THE TOP UK LOANS FIRM BAR NONE.

I have had two loans off the company in recent times and they are always delightful well trained people i speak with from management to telemarketing staff down. I work in marketing and i know the standards required. Civility costs nothing but they are megapolite and concerned for my wellbeing. Awesome! These guys excel at all times. And this is all in addition to the generosity of the loans which are always outstanding value for the humble fees charged. You would be a fool to shop elsewhere. Go to the professionals. Thank you all, gang! Reviewed on: 15th April 2025

Very easy process, quick answer on decision.

Very easy process, quick answer on decision. Reviewed on: 15th April 2025

Very efficient & app is helpful!

Very efficient and the app is very good for keeping track of everything Reviewed on: 15th April 2025

Easy and hassle free professional service

Easy and hassle free professional service Reviewed on: 15th April 2025

Great and fast service will use 100% again

Great and fast service will use 100% again Reviewed on: 15th April 2025

Very easy to use, great communication

Very easy to use, great communication Reviewed on: 15th April 2025

Top score

Really good easy app has really helped get credit score on the right track Reviewed on: 15th April 2025

fab application speedy decision great company dedina...

fab application speedy decision great company dedinatley recommend Reviewed on: 15th April 2025

Fab company, excellent customer service

Fab company to deal with, speedy response and excellent customer service Reviewed on: 15th April 2025

I have found 118 very easy to deal with I prefer onl...

I have found 118 very easy to deal with I prefer online communication due to working hours and I've found everything I need that way. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Bongaloans 0.00 from 0 reviews
Personal Loan
from first direct 4.32 from 13 reviews
Loans
from Commsave Credit Union 4.11 from 2 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5645 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub