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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Have been using 118118 Money for years.

Have been using 118118 Money for years. Fantastic Customer service. Money is in the bank within hours of signing contracts. Payment dates can be moved with ease to suit payday changes. Early settlement quotes are quick and easy to get. Reviewed on: 15th April 2025

A star service

Just very helpful and good communication Reviewed on: 15th April 2025

Simple online application.

Simple online application. Very quick on a decision. Kept informed well. Reviewed on: 15th April 2025

the whole process was super easy.

the whole process was super easy. It was quick and painless Reviewed on: 15th April 2025

Really good service no issues at all

Really good service no issues at all Reviewed on: 15th April 2025

Myreview

118 118 gave ma a loan when i needed one. Reviewed on: 15th April 2025

Happy happy

Its good experience compared to other providers Reviewed on: 15th April 2025

Very good

Very good but high apr, also no way of making addition payments. What would be a good feature! Reviewed on: 15th April 2025

I went for a loan got it no problem

I went for a loan got it no.problem was quick and easy will get another 1 day and al tell my friends and family how good and quick and easy it is to do no pro Reviewed on: 15th April 2025

easy to get loan with this company even with low score

easy to get loan with this company even tho i have low credit score and really good rates with low score too i was surprised Reviewed on: 15th April 2025

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