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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

It was straight forward payment in account without d...

5
It was straight forward payment in account without delay pending your credit. Reviewed on: 15th April 2025

I have always pleased with the service and notificat...

5
I have always pleased with the service and notification Reviewed on: 15th April 2025

Good customer care money recived quickly

5
Good customer care money recived quickly Reviewed on: 15th April 2025

Always a polite , professional and friendly

5
Always a polite , professional and friendly Reviewed on: 15th April 2025

I’ve used 118118 Money twice now and bother times ha...

4
I’ve used 118118 Money twice now and bother times have been a good experience. Reviewed on: 15th April 2025

Very professional and fast and caring team.

5
Very professional and fast and caring team. Easy to access and use. Very happy with the ease of the whole experience, would definitely recommend. Reviewed on: 15th April 2025

Is there all the time you need it

5
Very friendly and quickly every time with you Reviewed on: 15th April 2025

Excellent site and customer service

4
Excellent site and customer service Reviewed on: 15th April 2025

I have a bad credit but got loan sanctioned in minutes.

5
I have a bad credit but got loan sanctioned in minutes. After a year I had an offer for top up loan and that got sanctioned instantly. Reviewed on: 15th April 2025

I always happy with your service without any problem...

5
I always happy with your service without any problem and stress. The interest is not too bad . I’ll still continue to introduce 118 to my family and friends. Thanks Reviewed on: 15th April 2025

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