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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Good, would recommend to others in need.

4
Good, would recommend to others in need. Reviewed on: 15th April 2025

They have been great so far.

5
They have been great so far. However, I called up to speak about my options in regards to an unexpected bill and struggling to meet my monthly payment. There wasnt much options for me. Reviewed on: 15th April 2025

Seamless

5
Easy to apply, no problems. Money in the bank in no time Reviewed on: 15th April 2025

Brilliant start to finish very helpful and affordabl...

5
Brilliant start to finish very helpful and affordable payments Reviewed on: 15th April 2025

Easy hassle free good customer service

5
Easy hassle free good customer service Reviewed on: 15th April 2025

Excellent service, quick efficient and always sensib...

5
Excellent service, quick efficient and always sensible repayment plans. Reviewed on: 15th April 2025

Seamless process of getting loan.

5
Seamless process of getting loan. Reviewed on: 15th April 2025

My experience with 118 is satisfy to me first ith th...

5
My experience with 118 is satisfy to me first ith them I got £500 credit card after few months I got loan of £3000 offer which make them great and I have recommended them to order friends and family Reviewed on: 15th April 2025

Everything was smoothly run an easy to understand

5
Everything was smoothly run an easy to understand Reviewed on: 15th April 2025

Fast money and great experience !

5
Fast money and great experience ! Reviewed on: 15th April 2025

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