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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Great experience from start to finish, would recommend

Great experience from start to finish, would recommend Reviewed on: 15th April 2025

Excellent to work with, keep in touch when bills are...

Excellent to work with, keep in touch when bills are to be payed Reviewed on: 15th April 2025

Easy to apply, quick decision and payout

Easy to apply, quick decision and money into your account the same day. The app is very easy to use Reviewed on: 15th April 2025

From the offer being made it was minutes before the...

From the offer being made it was minutes before the money was in my account. Very professional and efficient. Reviewed on: 15th April 2025

No other company gave me a chance to get a loan but...

No other company gave me a chance to get a loan but 118118 gave me that chance and I'm very happy with there service Reviewed on: 15th April 2025

Quick and easy good service !

Quick and easy good service !!!! Reviewed on: 15th April 2025

The loan I received was fast and very easy applicati...

The loan I received was fast and very easy application to complete the whole process Was stress free and helped me in a difficult situation. The repayment plan was affordable and they set everything up with an easy to follow app to help me to check my repayments and interest rates. I would recommend as they are by far the best option when looking to get a loan. Stress free and hassle free when coming to get a loan Reviewed on: 15th April 2025

Great to deal with very quick.

Great to deal with very quick. They are helpful if you ever need them more. Reviewed on: 15th April 2025

Extremely high APR, otherwise quick turnaround times...

Extremely high APR, otherwise quick turnaround times and good client serv so far Reviewed on: 15th April 2025

I needed money quick and 118 118 was there to give m...

I needed money quick and 118 118 was there to give me wat I needed with no problems then when it was time they asked if I would like another loan and pay off old one with money spare for me so I did Reviewed on: 15th April 2025

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