Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4610)

I had a great experience with 118 Loans.

5
I had a great experience with 118 Loans. The application process was straightforward and quick, and I received a decision much faster than expected. Everything was clearly explained, with no hidden fees or confusing terms. The customer service team was friendly and helpful whenever I had a question. Overall, they made borrowing stress-free and transparent. I'd definitely recommend 118 Loans to anyone who needs a bit of financial support and values good service! Reviewed on: 15th April 2025

Outstanding service

5
Excellent. 10/10 from start to finish. Could not ask for better Reviewed on: 15th April 2025

Very quick and easy to follow the process, easily un...

5
Very quick and easy to follow the process, easily understood. Reviewed on: 15th April 2025

Very easy to deal with and very helpful with all kin...

5
Very easy to deal with and very helpful with all kinds of support requests. Never had an issue in dealing with 118 118 Money. Reviewed on: 15th April 2025

Interest should be low if possible

5
Excellent service quick decision and cooperative and polite with customer Reviewed on: 15th April 2025

118 money

5
Very easy to apply and quick decision repayments are ok I understand a slightly higher interest rate but could be slightly lower never had any issues Reviewed on: 15th April 2025

Quick and simple to get started, good App aswell eas...

5
Quick and simple to get started, good App aswell easy to use had no problem's what so ever. Reviewed on: 15th April 2025

Always there to support when needed, staff have good...

5
Always there to support when needed, staff have good human relations Reviewed on: 15th April 2025

Excellent transparent fast service

5
Excellent transparent fast service Reviewed on: 15th April 2025

118 118 money is a great company

5
118 118 money is a great company Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products