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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Excellent transparent fast service

Excellent transparent fast service Reviewed on: 15th April 2025

118 118 money is a great company

118 118 money is a great company Reviewed on: 15th April 2025

Best company I've ever used.

Best company I've ever used.customer service is excellent .process is easy and your kept well informed of everything.would highly recommend to anyone to use Reviewed on: 15th April 2025

Once the application forms had been completed the ne...

Once the application forms had been completed the next steps were very straight forward and the communications were excellent. The ability to see what has been used and what is owed is always up to date and helps you to have a clear understanding of what you need to do Reviewed on: 15th April 2025

Wild reviews

Very good service helpful and quick Reviewed on: 15th April 2025

The app is easy to navigate, they don't bombard you...

The app is easy to navigate, they don't bombard you with spam Reviewed on: 15th April 2025

I had a credit card with 118 and the repayments were...

I had a credit card with 118 and the repayments were really affordable applied for a loan and was accepted and the loan repayments are great Reviewed on: 15th April 2025

Outstanding and helpful lenders...

Always at hand to help with any queries and very flexible in helping you manage your loan. Always notify a reminder when payment is due in plenty of time which is very helpful if you're forgetful. An all round excellent company to loan from. Reviewed on: 15th April 2025

Came in clutch when I needed money

Came in clutch when I needed money Reviewed on: 15th April 2025

118 loans was simple and easy to set up and efficient.

118 loans was simple and easy to set up and efficient. The process was easy and I was satisfied with my experience and information that was provided. Reviewed on: 15th April 2025

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