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118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4610)

Best company I've ever used.

5
Best company I've ever used.customer service is excellent .process is easy and your kept well informed of everything.would highly recommend to anyone to use Reviewed on: 15th April 2025

Once the application forms had been completed the ne...

5
Once the application forms had been completed the next steps were very straight forward and the communications were excellent. The ability to see what has been used and what is owed is always up to date and helps you to have a clear understanding of what you need to do Reviewed on: 15th April 2025

Wild reviews

5
Very good service helpful and quick Reviewed on: 15th April 2025

The app is easy to navigate, they don't bombard you...

5
The app is easy to navigate, they don't bombard you with spam Reviewed on: 15th April 2025

I had a credit card with 118 and the repayments were...

5
I had a credit card with 118 and the repayments were really affordable applied for a loan and was accepted and the loan repayments are great Reviewed on: 15th April 2025

Outstanding and helpful lenders...

5
Always at hand to help with any queries and very flexible in helping you manage your loan. Always notify a reminder when payment is due in plenty of time which is very helpful if you're forgetful. An all round excellent company to loan from. Reviewed on: 15th April 2025

Came in clutch when I needed money

5
Came in clutch when I needed money Reviewed on: 15th April 2025

118 loans was simple and easy to set up and efficient.

5
118 loans was simple and easy to set up and efficient. The process was easy and I was satisfied with my experience and information that was provided. Reviewed on: 15th April 2025

The are the best and phenomenal services.

5
The are the best and phenomenal services. Reviewed on: 15th April 2025

Virginia

5
I urgently need to solve a financial problem and the loan helped me very quickly. Reviewed on: 15th April 2025

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