Write a review

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (4560 reviews)

View other 118 118 Money products

4.88

Based on 4,560 reviews, last reviewed 25th Apr 2026

250000% increase in 5 star reviews

in the past 90 days

167% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Nice and easy online experience trouble free Nice and easy online experience trouble free Reviewed on: 25th April 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4560)

very helpful company and staff go the extra mile

very helpful company and staff go the extra mile Reviewed on: 15th April 2025

Very quick and easy

Very quick and easy, amazing and the money went in pretty much straight away. Was amazing Reviewed on: 15th April 2025

118 has been excellent in giving me the opportunity...

118 has been excellent in giving me the opportunity for improving my credit when others wouldn't. Since opening my account my credit health has improved dramatically and continues to do so Reviewed on: 15th April 2025

So easy to deal with no issues at all setting my acc...

So easy to deal with no issues at all setting my account up was fast and straight forward Reviewed on: 15th April 2025

Fully recommend

Was a quick application and money approved and received. The app is useful to check progress and good communication. Fair interest too Reviewed on: 15th April 2025

Fast and efficient.

Fast and efficient. Money was in account within minutes Reviewed on: 15th April 2025

Efficient and reliable

I found them through experian and i needed the personal loan due to debt repayment, and the checks and transaction are efficient that i received the money same day. Reviewed on: 15th April 2025

Was really easy and quick

Was really easy and quick, seamless and money available almost immediately Reviewed on: 15th April 2025

118-118.

have been very helpful could not get my credit score on track with out them Reviewed on: 15th April 2025

Really good service

Nice and easy to apply.Great customer service without phone calling all online set up. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Updraft 4.96 from 10974 reviews
Personal Loans
from Smart Money Cymru Community Bank 4.53 from 40 reviews
Payday Loan
from Payday UK 2.54 from 8 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.85 from 5609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub