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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Efficient, easy and no surprise fees or sneaky t's &...

Efficient, easy and no surprise fees or sneaky t's & c's Reviewed on: 15th April 2025

I was a great experience very simple and straightfor...

I was a great experience very simple and straightforward. Reviewed on: 15th April 2025

Very straight forward, easy application.

Very straight forward, easy application. Application is exactly what you need. Reviewed on: 15th April 2025

Exellent customer service.

Exellent customer service.App is useful and service is great Reviewed on: 15th April 2025

Brilliant start to finish

I found the whole process quick efficient, user friendly. Reviewed on: 15th April 2025

11811 were so quick to respond to my loan request an...

11811 were so quick to respond to my loan request and they made the whole process so straight forward, there were also so quick to answer all my questions. I would highly them Reviewed on: 15th April 2025

First thing , I didn't think I would get a loan but...

First thing , I didn't think I would get a loan but it was very easy and quick I got it ,I am very grateful to you and I used that money for good purpose and at that no one was willing to give me a loan but 118 made it possible and I was very happy Reviewed on: 15th April 2025

Very easy two deal with.

Very easy two deal with. Very happy customer and will be continuing to use them. I have a loan and a credit card. Been with 118 3 years Reviewed on: 15th April 2025

Great experience

Easy to apply and made even better by excellent customer service Reviewed on: 15th April 2025

When I got touched with them for the first, they acc...

When I got touched with them for the first, they accepted to give me loan, same day. Very straightforward service. I stick to payment dates not miss any. Text me when the day are near for my payment Reviewed on: 15th April 2025

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