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118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4610)

Very straight forward, easy application.

5
Very straight forward, easy application. Application is exactly what you need. Reviewed on: 15th April 2025

Exellent customer service.

5
Exellent customer service.App is useful and service is great Reviewed on: 15th April 2025

Brilliant start to finish

5
I found the whole process quick efficient, user friendly. Reviewed on: 15th April 2025

11811 were so quick to respond to my loan request an...

5
11811 were so quick to respond to my loan request and they made the whole process so straight forward, there were also so quick to answer all my questions. I would highly them Reviewed on: 15th April 2025

First thing , I didn't think I would get a loan but...

5
First thing , I didn't think I would get a loan but it was very easy and quick I got it ,I am very grateful to you and I used that money for good purpose and at that no one was willing to give me a loan but 118 made it possible and I was very happy Reviewed on: 15th April 2025

Very easy two deal with.

5
Very easy two deal with. Very happy customer and will be continuing to use them. I have a loan and a credit card. Been with 118 3 years Reviewed on: 15th April 2025

Great experience

5
Easy to apply and made even better by excellent customer service Reviewed on: 15th April 2025

When I got touched with them for the first, they acc...

5
When I got touched with them for the first, they accepted to give me loan, same day. Very straightforward service. I stick to payment dates not miss any. Text me when the day are near for my payment Reviewed on: 15th April 2025

Quick and easy application with fast approval and qu...

5
Quick and easy application with fast approval and quick processing of the funds Reviewed on: 15th April 2025

Great loan,easily handled and came in at the right time

5
Great loan,easily handled and came in at the right time Reviewed on: 15th April 2025

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