Write a review

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (4564 reviews)

View other 118 118 Money products

4.88

Based on 4,564 reviews, last reviewed 25th Apr 2026

250300% increase in 5 star reviews

in the past 90 days

167% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

4

Good neutral about customer service Good , easy to deal with , website a bit hard Reviewed on: 25th April 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4564)

Really quick and easy process.

Really quick and easy process. Got payment within less than an hour and repayment plan was easy to understand Reviewed on: 15th April 2025

Definately apply to 118 118

Easy to apply and quick response and funds in my bank in less than an hour. Reviewed on: 15th April 2025

They help on time they are excellent

They help on time they are excellent Reviewed on: 15th April 2025

Fantastic service , very helpful

Fantastic service , very helpful Reviewed on: 15th April 2025

They helped when I needed it most and very understan...

They helped when I needed it most and very understanding of any situation Reviewed on: 15th April 2025

A very easy and transparent experience.

A very easy and transparent experience. I felt very well looked after from start to finish. Reviewed on: 15th April 2025

Quick and effective

Very quick decision process . Met my needs . Reviewed on: 15th April 2025

Process was quick and stress free

Process was quick and stress free Reviewed on: 15th April 2025

They very helpful, easy to apply and get the right t...

They very helpful, easy to apply and get the right things in right time. Reviewed on: 15th April 2025

Great service for both credit card and loan that I h...

Great service for both credit card and loan that I have Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to peer lending (discontinued)
from QuidCycle (inactive company) 2.00 from 1 reviews
Personal Loan
from Nationwide 4.41 from 41 reviews
Loans
from Capital Credit Union 4.93 from 755 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.85 from 5612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub