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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

The process of approval is very quick.

The process of approval is very quick. Reviewed on: 15th April 2025

Easy to complete, approved instantly, paid within mi...

Easy to complete, approved instantly, paid within minutes of applying. Was sent info on their app, downloaded and logged in, I love how I can view everything I need without having to sit in a queue on the phone, I can request early settlements make a payment, change my payment date, it is great to see this kind of service, although if you want more then self service it’s great to have the option to call. Would definitely recommend x Reviewed on: 15th April 2025

Very easy to apply

The app is very good very easy to apply had no problems Reviewed on: 15th April 2025

Goooooood

Good vrey good good very good veryy good Reviewed on: 15th April 2025

Great service

It’s very easy to apply and get the loan Reviewed on: 15th April 2025

Good service

Had my card for a while and was offered a loan which was sorted and in my bank in minutes. Excellent service Reviewed on: 15th April 2025

Amazing Easy Hassle free Brilliant

extremely good service easy to set up and sign no hassles at all very quick hassle free service AMazing Reviewed on: 15th April 2025

Quick and easy

Quick and easy , great communication and user friendly App. Reviewed on: 15th April 2025

The application was easy and funds transferred reall...

The application was easy and funds transferred really quick thank you Reviewed on: 15th April 2025

Straightforward Fast effective & stress free process

Fast effective & stress free process, I didn’t have to provide numerous documents or id or fill out pages & pages of information Reviewed on: 15th April 2025

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