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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Extremely easy to take out a loan.

5
Extremely easy to take out a loan. Money in bank in 20 minutes! Reviewed on: 15th April 2025

very straight forward and quick payment

5
very straight forward and quick payment Reviewed on: 15th April 2025

Hi,118 have been very efficient and very helpful all...

5
Hi,118 have been very efficient and very helpful all throughout My Loan Term.Very Highly Satisfied.Would certainly recommend to Friends and Family. Reviewed on: 15th April 2025

118 118 Money loan was very usefully by the time I w...

4
118 118 Money loan was very usefully by the time I was in need to helping to to resolve the situation I was facing to Reviewed on: 15th April 2025

Amazing customer service and value

5
Amazing customer service and value Reviewed on: 15th April 2025

Can’t believe how good the company has been to me

5
Can’t believe how good the company has been to me Reviewed on: 15th April 2025

No stress hassle free quick and easy

5
No stress hassle free quick and easy Reviewed on: 15th April 2025

Helped me consolidate debt in time of need when othe...

5
Helped me consolidate debt in time of need when other companies just say no due to the score on credit report which doesn't always help an individual. 118 118 loans saved the day with a great interest rate loan Reviewed on: 15th April 2025

great value

5
Very quick no awkward questions great value Reviewed on: 15th April 2025

Very easy to use.

5
Very easy to use. Helpful customer service, Reviewed on: 15th April 2025

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