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118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4610)

Hi,118 have been very efficient and very helpful all...

5
Hi,118 have been very efficient and very helpful all throughout My Loan Term.Very Highly Satisfied.Would certainly recommend to Friends and Family. Reviewed on: 15th April 2025

118 118 Money loan was very usefully by the time I w...

4
118 118 Money loan was very usefully by the time I was in need to helping to to resolve the situation I was facing to Reviewed on: 15th April 2025

Amazing customer service and value

5
Amazing customer service and value Reviewed on: 15th April 2025

Can’t believe how good the company has been to me

5
Can’t believe how good the company has been to me Reviewed on: 15th April 2025

No stress hassle free quick and easy

5
No stress hassle free quick and easy Reviewed on: 15th April 2025

Helped me consolidate debt in time of need when othe...

5
Helped me consolidate debt in time of need when other companies just say no due to the score on credit report which doesn't always help an individual. 118 118 loans saved the day with a great interest rate loan Reviewed on: 15th April 2025

great value

5
Very quick no awkward questions great value Reviewed on: 15th April 2025

Very easy to use.

5
Very easy to use. Helpful customer service, Reviewed on: 15th April 2025

The process of approval is very quick.

5
The process of approval is very quick. Reviewed on: 15th April 2025

Easy to complete, approved instantly, paid within mi...

5
Easy to complete, approved instantly, paid within minutes of applying. Was sent info on their app, downloaded and logged in, I love how I can view everything I need without having to sit in a queue on the phone, I can request early settlements make a payment, change my payment date, it is great to see this kind of service, although if you want more then self service it’s great to have the option to call. Would definitely recommend x Reviewed on: 15th April 2025

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