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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

They help on time they are excellent

5
They help on time they are excellent Reviewed on: 15th April 2025

Fantastic service , very helpful

5
Fantastic service , very helpful Reviewed on: 15th April 2025

They helped when I needed it most and very understan...

5
They helped when I needed it most and very understanding of any situation Reviewed on: 15th April 2025

A very easy and transparent experience.

5
A very easy and transparent experience. I felt very well looked after from start to finish. Reviewed on: 15th April 2025

Quick and effective

5
Very quick decision process . Met my needs . Reviewed on: 15th April 2025

Process was quick and stress free

5
Process was quick and stress free Reviewed on: 15th April 2025

They very helpful, easy to apply and get the right t...

5
They very helpful, easy to apply and get the right things in right time. Reviewed on: 15th April 2025

Great service for both credit card and loan that I h...

5
Great service for both credit card and loan that I have Reviewed on: 15th April 2025

Very helpful and understanding ,.

4
Very helpful and understanding ,. Reviewed on: 15th April 2025

I had a very easy time getting a loan and it was a v...

5
I had a very easy time getting a loan and it was a very simple process, all throught i felt that it was very clear and straight forward and explained in great detail. I would definitely reccomend to anyone who was looking to get one ! Reviewed on: 15th April 2025

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