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118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4610)

very helpful company and staff go the extra mile

5
very helpful company and staff go the extra mile Reviewed on: 15th April 2025

Very quick and easy

5
Very quick and easy, amazing and the money went in pretty much straight away. Was amazing Reviewed on: 15th April 2025

118 has been excellent in giving me the opportunity...

5
118 has been excellent in giving me the opportunity for improving my credit when others wouldn't. Since opening my account my credit health has improved dramatically and continues to do so Reviewed on: 15th April 2025

So easy to deal with no issues at all setting my acc...

5
So easy to deal with no issues at all setting my account up was fast and straight forward Reviewed on: 15th April 2025

Fully recommend

5
Was a quick application and money approved and received. The app is useful to check progress and good communication. Fair interest too Reviewed on: 15th April 2025

Fast and efficient.

5
Fast and efficient. Money was in account within minutes Reviewed on: 15th April 2025

Efficient and reliable

5
I found them through experian and i needed the personal loan due to debt repayment, and the checks and transaction are efficient that i received the money same day. Reviewed on: 15th April 2025

Was really easy and quick

5
Was really easy and quick, seamless and money available almost immediately Reviewed on: 15th April 2025

118-118.

4
have been very helpful could not get my credit score on track with out them Reviewed on: 15th April 2025

Really good service

5
Nice and easy to apply.Great customer service without phone calling all online set up. Reviewed on: 15th April 2025

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