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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

You’ll be allrate with 118!

Great simple system and jyst what I wanted thanks Reviewed on: 15th April 2025

Very fast, reliable and easy to access no stress abo...

Very fast, reliable and easy to access no stress about it. They know how to respond to your request to suit you in all categories. I will always recommend them to anyone who need loan for great purpose. Reviewed on: 15th April 2025

very helpful company and staff go the extra mile

very helpful company and staff go the extra mile Reviewed on: 15th April 2025

Very quick and easy

Very quick and easy, amazing and the money went in pretty much straight away. Was amazing Reviewed on: 15th April 2025

118 has been excellent in giving me the opportunity...

118 has been excellent in giving me the opportunity for improving my credit when others wouldn't. Since opening my account my credit health has improved dramatically and continues to do so Reviewed on: 15th April 2025

So easy to deal with no issues at all setting my acc...

So easy to deal with no issues at all setting my account up was fast and straight forward Reviewed on: 15th April 2025

Fully recommend

Was a quick application and money approved and received. The app is useful to check progress and good communication. Fair interest too Reviewed on: 15th April 2025

Fast and efficient.

Fast and efficient. Money was in account within minutes Reviewed on: 15th April 2025

Efficient and reliable

I found them through experian and i needed the personal loan due to debt repayment, and the checks and transaction are efficient that i received the money same day. Reviewed on: 15th April 2025

Was really easy and quick

Was really easy and quick, seamless and money available almost immediately Reviewed on: 15th April 2025

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