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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Very good and nice experience.

5
Very good and nice experience... Reviewed on: 15th April 2025

good to neutral - non issues so far

4
good to neutral - non issues so far Reviewed on: 15th April 2025

Very straight forward and quick money

5
Very straight forward and quick money Reviewed on: 15th April 2025

Very easy the best team ever many thanks for everyth...

5
Very easy the best team ever many thanks for everything Reviewed on: 15th April 2025

The application was very quick.

5
The application was quick. And the decision making was carried out swiftly. And the money was in my account within the hour. The rate for repayments were very reasonable and manageable. So all in all I would say I was very pleased with the service provided to me accross the board. Reviewed on: 15th April 2025

Easy and excellent to use

5
Very easy process to go through and easy to use site. The terms and conditions were easy to understand without any issues. Reviewed on: 15th April 2025

118 have helped me in past they gave me a loan when...

5
118 have helped me in past they gave me a loan when no-one else would so I thank them for that Reviewed on: 15th April 2025

Quick and easy process.

5
Quick and easy process. Very transparent. Reviewed on: 15th April 2025

Great company

5
Great company will be staying with them Reviewed on: 15th April 2025

Straight into my account that day no messing around...

5
Straight into my account that day no messing around Reviewed on: 15th April 2025

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