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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

118 118 helped me when things were financially diffi...

5
118 118 helped me when things were financially difficult by finding the best affordable loan to pay back Reviewed on: 15th April 2025

It was a quick and hussle free process when I urgent...

5
It was a quick and hussle free process when I urgently needed money. Would definitely recommend! Reviewed on: 15th April 2025

Great place to apply for loan and everything is expl...

5
Great place to apply for loan and everything is explained to which best loan great customer service and when finalising loan it transfer into bank account no problem Reviewed on: 15th April 2025

Fantastic service

5
118118 money were very easy to and helpful when I applied for a loan and let me know within 24 hours would recommend to anyone needing a loan Reviewed on: 15th April 2025

good rates and good company to get a loan do not get...

5
good rates and good company to get a loan do not get refused Reviewed on: 15th April 2025

Was very easy and very understandable

5
Was very easy and very understandable Reviewed on: 15th April 2025

Good company to deal with

5
Arranging it was straight forward and painless and happy with the outcome Reviewed on: 15th April 2025

Helpful service

5
Very good service very informative and helpful Reviewed on: 15th April 2025

A very straight forward process from applying to the...

5
A very straight forward process from applying to the money being in my account Reviewed on: 15th April 2025

Easy to get money, quick.

5
Easy to get money, quick. Helpful. Small percent, possibilities to finish payments earlier Reviewed on: 15th April 2025

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