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118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4610)

118 make it stright forward and simple to understand .

5
118 make it stright forward and simple to understand . Reviewed on: 15th April 2025

Very helpful!!!

5
Very good company and helping if I need very recommend Reviewed on: 15th April 2025

Very quick and simple application process.

5
Very quick and simple application process. Funds within seconds. All clear and understandable. What would you like more? Reviewed on: 15th April 2025

It was so simple I filled in forms online as it was...

5
It was so simple I filled in forms online as it was recommended and they did the checks and got in touch and money straight in bank Reviewed on: 15th April 2025

I’ve had a great experience of support from 118.

5
I’ve had a great experience of support from 118. I’ve had a second loan since to support myself and they’ve made the process so easy and this makes your worries ease straight away! Even when I wanted to pay my loan off early I managed to do it without a fuss and the customer service were clear and considerate. After that first time using it, I know that 118 will be a first thought to support! Thanks Reviewed on: 15th April 2025

Quick and easy to navigate

5
The process was quick and easy to navigate . Money was in the bank within minutes and repayments are great . Had 2 loans now and will defo do again when paid up Reviewed on: 15th April 2025

Easy , straight forward .

5
Easy , straight forward . No middle man or messing around . Straight to the point. Reviewed on: 15th April 2025

The payout was fast and no fuss .

5
The payout was fast and no fuss .they are flexible if you have issues it is possible to teararrange payment dates second loan with them Reviewed on: 15th April 2025

Pleased with the service provided

5
They were very quick in giving me a response to my personal loan enquiry. Very pleased with the service. Reviewed on: 15th April 2025

Easy and very helpful online and easy to complete wo...

5
Easy and very helpful online and easy to complete would rate them 10 out of 10 Reviewed on: 15th April 2025

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