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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

It was good experience after all.

It was good experience after all.. Reviewed on: 15th April 2025

My experience was great.

My experience was great. The loan process I went through was quick and easy to understand and complete. Reviewed on: 15th April 2025

118 make it stright forward and simple to understand .

118 make it stright forward and simple to understand . Reviewed on: 15th April 2025

Very helpful!!!

Very good company and helping if I need very recommend Reviewed on: 15th April 2025

Very quick and simple application process.

Very quick and simple application process. Funds within seconds. All clear and understandable. What would you like more? Reviewed on: 15th April 2025

It was so simple I filled in forms online as it was...

It was so simple I filled in forms online as it was recommended and they did the checks and got in touch and money straight in bank Reviewed on: 15th April 2025

I’ve had a great experience of support from 118.

I’ve had a great experience of support from 118. I’ve had a second loan since to support myself and they’ve made the process so easy and this makes your worries ease straight away! Even when I wanted to pay my loan off early I managed to do it without a fuss and the customer service were clear and considerate. After that first time using it, I know that 118 will be a first thought to support! Thanks Reviewed on: 15th April 2025

Quick and easy to navigate

The process was quick and easy to navigate . Money was in the bank within minutes and repayments are great . Had 2 loans now and will defo do again when paid up Reviewed on: 15th April 2025

Easy , straight forward .

Easy , straight forward . No middle man or messing around . Straight to the point. Reviewed on: 15th April 2025

The payout was fast and no fuss .

The payout was fast and no fuss .they are flexible if you have issues it is possible to teararrange payment dates second loan with them Reviewed on: 15th April 2025

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