Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4610)

Great service

5
Great customer service and very helpful explained everything plus easy to understand Reviewed on: 15th April 2025

Fast and efficient brilliant

5
Fast and efficient service .excellent app too Reviewed on: 15th April 2025

118 118 money provider is excellent

4
118 118 money provider is excellent Reviewed on: 15th April 2025

Decent repayment rate

5
Decent repayment rate quick money in account Reviewed on: 15th April 2025

Efficient

5
Efficient process, received funds quickly Reviewed on: 15th April 2025

Very helpful no messing and funds were released stra...

5
Very helpful no messing and funds were released straight away very good Reviewed on: 15th April 2025

Very easy to arrange for a loan no

5
Very easy to arrange for a loan ,no awkward questions. Reviewed on: 15th April 2025

Trust. . I’ve been with 118 for over 2 years now.

5
I’ve been with 118 for over 2 years now. Whilst I haven’t had to ask any favours to miss payments I regularly get asked to let them know if I’m in any difficulty to call. Which is hugely reassuring. They have always been honest with me, and are in touch to check in at various times. I have utmost faith in them and wouldn’t hesitate to recommend their services. Reviewed on: 15th April 2025

118 118 are reliable and quick and easy to use.

5
118 118 are reliable and quick and easy to use. Very helpful. Reviewed on: 15th April 2025

Very straight forward process for loans and credit c...

5
Very straight forward process for loans and credit cards. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products