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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Pleased with the service provided

They were very quick in giving me a response to my personal loan enquiry. Very pleased with the service. Reviewed on: 15th April 2025

Easy and very helpful online and easy to complete wo...

Easy and very helpful online and easy to complete would rate them 10 out of 10 Reviewed on: 15th April 2025

Great service

Great customer service and very helpful explained everything plus easy to understand Reviewed on: 15th April 2025

Fast and efficient brilliant

Fast and efficient service .excellent app too Reviewed on: 15th April 2025

118 118 money provider is excellent

118 118 money provider is excellent Reviewed on: 15th April 2025

Decent repayment rate

Decent repayment rate quick money in account Reviewed on: 15th April 2025

Efficient

Efficient process, received funds quickly Reviewed on: 15th April 2025

Very helpful no messing and funds were released stra...

Very helpful no messing and funds were released straight away very good Reviewed on: 15th April 2025

Very easy to arrange for a loan no

Very easy to arrange for a loan ,no awkward questions. Reviewed on: 15th April 2025

Trust. . I’ve been with 118 for over 2 years now.

I’ve been with 118 for over 2 years now. Whilst I haven’t had to ask any favours to miss payments I regularly get asked to let them know if I’m in any difficulty to call. Which is hugely reassuring. They have always been honest with me, and are in touch to check in at various times. I have utmost faith in them and wouldn’t hesitate to recommend their services. Reviewed on: 15th April 2025

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