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118 118 Money: Personal loan reviews

4.88
Based on 4,550 reviews, last reviewed 24th Apr 2026
249100% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

This is my first time with 118 188 money personal lo... This is my first time with 118 188 money personal loan, but i am really impressed with their way comunicating with me. I am regularly updated Reviewed on: 24th April 2026
Antoine K's avatar
Antoine K

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4550)

Great service instant decision.

5
Great service instant decision. Funds transferred nearly instantly Reviewed on: 15th April 2025

Never forget

5
My life saver. Got it on right time . Reviewed on: 15th April 2025

118 are brilliant

5
I applied for an emergency loan and was accepted within minutes. No award questions and the money was paid into my account straight away Reviewed on: 15th April 2025

Easy process

5
Online application process was easy and understandable with a very quick response Reviewed on: 15th April 2025

I found very easy and fast the process to apply for...

5
I found very easy and fast the process to apply for a loan ,when my credit score wasn't so good.In the evening I aplly and next day in the morning the money was in my account. Save my problem. Thank you Reviewed on: 15th April 2025

The process to acquire your loan is straight forward...

5
The process to acquire your loan is straight forward and easy, you will receive your money in less than 5 minutes in your account. Reviewed on: 15th April 2025

Fast and very good and very satisfied

5
Fast and very good ,very happy and satisfied happy .I was stuck and 118 118 money sorted me well. Very recommend Reviewed on: 15th April 2025

Fantastic .

5
Application process was seamless. Credit limits managed sensibly. Great customer service when you call. can’t recommend highly enough Reviewed on: 15th April 2025

Quick and easy to complete the forms.

5
Quick and easy to complete the forms. Money was in my bank quickly after approval. Had no issues whatsoever, would definitely recommend 118118 money to anyone who needs a loan. Reviewed on: 15th April 2025

Very fair and amazing company to work with

5
They have helped me so much with my finances and helped me when I forgot my pin over all a really good company and very fair Reviewed on: 15th April 2025

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