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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

118 118 are reliable and quick and easy to use.

118 118 are reliable and quick and easy to use. Very helpful. Reviewed on: 15th April 2025

Very straight forward process for loans and credit c...

Very straight forward process for loans and credit cards. Reviewed on: 15th April 2025

BEST LOAN PROVIDER IN THE UK

My experience was very straightforward. The money came through when I needed it the most.. Reviewed on: 15th April 2025

Excellent service so easy to apply from start to fin...

Excellent service so easy to apply from start to finish Reviewed on: 15th April 2025

Excellent loan provided, was easy to apply for

Excellent loan provided, was easy to apply for and paid quickly. App is easy to use to see loan details and make payments, only downside was the interest rate is high and I am looking to pay the loan off quicker or use another company with a lower rate. Reviewed on: 15th April 2025

Any issues I have when 118118 is contacted they are...

Any issues I have when 118118 is contacted they are always able to help me and sort out the issue 100% Reviewed on: 15th April 2025

Very easy, very quick, no hassle

Very quick and easy to apply, no hassle and a very trustworthy service Reviewed on: 15th April 2025

I got a loan to consolidate credit card debt, it was...

I got a loan to consolidate credit card debt, it was easy and the money was in my account within an hour. I appreciated this process and it has helped me pay off debt Reviewed on: 15th April 2025

Fast and efficient.

Fast and efficient. Customer service is quick with responding to assist where needed. Reviewed on: 15th April 2025

My Review

Very professional and efficient service Reviewed on: 15th April 2025

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