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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Good company, can be bad wait time to talk to someon...

Good company, can be bad wait time to talk to someone though Reviewed on: 15th April 2025

I love yall

I joined about 3 months ago, the process was so smooth. And got the loan straight away. The interest rate was very feasible too! I’ve got a direct debit which makes it easy so I don’t forget payments but also they send reminder texts and emails! I high recommend as this is the first time I’ve taken a loan out. Reviewed on: 15th April 2025

Highly recommended

Absolutely fantastic in everyway from start to finish =) Reviewed on: 15th April 2025

Best loan company

118 money have helped me ten fold. The application process was easy from start to finish and the money was in the bank within half an hour. Would definitely recommend to a friend or family and will definitely use this company again in future. Reviewed on: 15th April 2025

Good experience

Good experience and everything clear Reviewed on: 15th April 2025

Efficient and easy to use and receive.

Efficient and easy to use and receive. Reviewed on: 15th April 2025

I was amazed when this company sorted my money worri...

I was amazed when this company sorted my money worries out by approving my loan application without any delay. Reviewed on: 15th April 2025

Super quick process

Super quick process. Nice and easy to use. The apps user friendly. No problems would recommend Reviewed on: 15th April 2025

Good service - easy to apply and all on the...

Good service - easy to apply and all on the app Reviewed on: 15th April 2025

Really proffesional company helpful when you phone h...

Really proffesional company helpful when you phone have had a card for a while very satisfied. Reviewed on: 15th April 2025

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