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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Very pleasantly surprised

I had no idea that 118 118 were a loan provider, but have got to say the speed and efficiency from application to finalisation was very impressive. I have already recommended to family. Reviewed on: 15th April 2025

Very easy to deal with very good service ..

Very easy to deal with very good service very good experience Reviewed on: 15th April 2025

Fast and efficient payout.

Fast and efficient payout. Excellent customer service would definitely recommend to friends and family. Reviewed on: 15th April 2025

I have a loan and a credit card with 118118 and it's...

I have a loan and a credit card with 118118 and it's been perfect and good service. Reviewed on: 15th April 2025

Very fast and professional company , and no issues w...

Very fast and professional company , and no issues when dealing with me , first class service , reliability and rates to suit my budget, no complaints with this company whatsoever, and would recommend them to others Reviewed on: 15th April 2025

Very smooth and easy to use. 5 stars

Very smooth and easy to use. Money straight in the bank! Would recommend. 5 stars Reviewed on: 15th April 2025

Very quick and easy to do and money went in...

Very quick and easy to do and money went in quick Reviewed on: 15th April 2025

So simple and straight forward, service is excellent.

So simple and straight forward, service is excellent. Would highly recommend to anyone Reviewed on: 15th April 2025

Really easy to speak to customer services and they'r...

Really easy to speak to customer services and they're loans are really affordable Reviewed on: 15th April 2025

Happy customer

I have both a loan and credit card.with 118 118 and im happy with the rates and limits Reviewed on: 15th April 2025

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