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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (4556 reviews)

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4.88

Based on 4,556 reviews, last reviewed 24th Apr 2026

249600% increase in 5 star reviews

in the past 90 days

167% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

4

Very good lender It’s was very easy and fast to get the loan Reviewed on: 24th April 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4556)

Very easy, very quick, no hassle

Very quick and easy to apply, no hassle and a very trustworthy service Reviewed on: 15th April 2025

I got a loan to consolidate credit card debt, it was...

I got a loan to consolidate credit card debt, it was easy and the money was in my account within an hour. I appreciated this process and it has helped me pay off debt Reviewed on: 15th April 2025

Fast and efficient.

Fast and efficient. Customer service is quick with responding to assist where needed. Reviewed on: 15th April 2025

My Review

Very professional and efficient service Reviewed on: 15th April 2025

Good company, can be bad wait time to talk to someon...

Good company, can be bad wait time to talk to someone though Reviewed on: 15th April 2025

I love yall

I joined about 3 months ago, the process was so smooth. And got the loan straight away. The interest rate was very feasible too! I’ve got a direct debit which makes it easy so I don’t forget payments but also they send reminder texts and emails! I high recommend as this is the first time I’ve taken a loan out. Reviewed on: 15th April 2025

Highly recommended

Absolutely fantastic in everyway from start to finish =) Reviewed on: 15th April 2025

Best loan company

118 money have helped me ten fold. The application process was easy from start to finish and the money was in the bank within half an hour. Would definitely recommend to a friend or family and will definitely use this company again in future. Reviewed on: 15th April 2025

Good experience

Good experience and everything clear Reviewed on: 15th April 2025

Efficient and easy to use and receive.

Efficient and easy to use and receive. Reviewed on: 15th April 2025

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