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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Very simple quick service!

Very simple quick service! Easy online process Reviewed on: 15th April 2025

I was accepted for a credit card and shortly after o...

I was accepted for a credit card and shortly after offered me a loan, which has come in handy for car repairs. 118 is so quick and easy to use and repay Reviewed on: 15th April 2025

Very quick and professional company, i had no issues...

Very quick and professional company, i had no issues whatsoever Reviewed on: 15th April 2025

Ethical and friendly

Took a loan out with no complications, amazing customer service and super ethical Reviewed on: 15th April 2025

Easy to use app and good communications as well as g...

Easy to use app and good communications as well as good uplift in credit for paying on time whilst trying to build my credit rating. Reviewed on: 15th April 2025

The service was quick and simple to use, I would def...

The service was quick and simple to use, I would definitely recommend them Reviewed on: 15th April 2025

Very easy to apply.

Very easy to apply. You don’t have to wait long for the money Reviewed on: 15th April 2025

Quick easy process and the money was in my account w...

Quick easy process and the money was in my account within minutes!! Reviewed on: 15th April 2025

It's really easy dealing with 118 118 money fast rep...

It's really easy dealing with 118 118 money fast reply and easy application. Reviewed on: 15th April 2025

straight forward money

My experience was straight forward I wanted money so I asked for it they gave it to me I pay them back simple Reviewed on: 15th April 2025

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