Write a review

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (4556 reviews)

View other 118 118 Money products

4.88

Based on 4,556 reviews, last reviewed 24th Apr 2026

249600% increase in 5 star reviews

in the past 90 days

167% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

4

Very good lender It’s was very easy and fast to get the loan Reviewed on: 24th April 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4556)

Efficient

Efficient process, received funds quickly Reviewed on: 15th April 2025

Very helpful no messing and funds were released stra...

Very helpful no messing and funds were released straight away very good Reviewed on: 15th April 2025

Very easy to arrange for a loan no

Very easy to arrange for a loan ,no awkward questions. Reviewed on: 15th April 2025

Trust. . I’ve been with 118 for over 2 years now.

I’ve been with 118 for over 2 years now. Whilst I haven’t had to ask any favours to miss payments I regularly get asked to let them know if I’m in any difficulty to call. Which is hugely reassuring. They have always been honest with me, and are in touch to check in at various times. I have utmost faith in them and wouldn’t hesitate to recommend their services. Reviewed on: 15th April 2025

118 118 are reliable and quick and easy to use.

118 118 are reliable and quick and easy to use. Very helpful. Reviewed on: 15th April 2025

Very straight forward process for loans and credit c...

Very straight forward process for loans and credit cards. Reviewed on: 15th April 2025

BEST LOAN PROVIDER IN THE UK

My experience was very straightforward. The money came through when I needed it the most.. Reviewed on: 15th April 2025

Excellent service so easy to apply from start to fin...

Excellent service so easy to apply from start to finish Reviewed on: 15th April 2025

Excellent loan provided, was easy to apply for

Excellent loan provided, was easy to apply for and paid quickly. App is easy to use to see loan details and make payments, only downside was the interest rate is high and I am looking to pay the loan off quicker or use another company with a lower rate. Reviewed on: 15th April 2025

Any issues I have when 118118 is contacted they are...

Any issues I have when 118118 is contacted they are always able to help me and sort out the issue 100% Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Pawnbrokers (discontinued)
from Albemarle Bond (inactive company) 4.00 from 1 reviews
Payday loan (discontinued)
from Panda Payday Loans (inactive company) 2.71 from 7 reviews
Personal loan
from Kroo 4.96 from 201 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.85 from 5605 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub