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118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4610)

Quick easy simple and more importantly affordable fo...

5
Quick easy simple and more importantly affordable for my requirements Reviewed on: 15th April 2025

Was ok but high interest is added

4
Was ok but high interest is added Reviewed on: 15th April 2025

Quick, easy, good communication, straight forward.

5
Quick, easy, good communication, straight forward. Reviewed on: 15th April 2025

Very good communication.

5
Very good communication. Fast at responding really happy Reviewed on: 15th April 2025

Responsible lender

5
118 118 are a great company and responsible with their lending Reviewed on: 15th April 2025

Life saver!

5
Life saver! It came to my rescue when other turned me down. I almost committed suicide. Easy App, friendly customer service and I appreciate all that was done for me (credit card & loan). I need a referral link for my family and friends. Kudos to the management! I doff my cap Reviewed on: 15th April 2025

From start to finish, an easy excellent service.

5
From start to finish, an easy excellent service. Reviewed on: 15th April 2025

Best loan provider

5
Fast, simple service. Really pleased with my loan offer. I would highly recommend 118 118 money. Reviewed on: 15th April 2025

Very simple quick service!

5
Very simple quick service! Easy online process Reviewed on: 15th April 2025

I was accepted for a credit card and shortly after o...

5
I was accepted for a credit card and shortly after offered me a loan, which has come in handy for car repairs. 118 is so quick and easy to use and repay Reviewed on: 15th April 2025

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