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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Loan and credit card

I took out a loan with 118 118 money, as I was meeting the repayments I was given more offers such as a credit card which really helped me. Reviewed on: 15th April 2025

Easy and quick loan application, helped me clear off...

Easy and quick loan application, helped me clear off my debt in one chunk. Now only need to pay one bill per month! Reviewed on: 15th April 2025

Quick easy simple and more importantly affordable fo...

Quick easy simple and more importantly affordable for my requirements Reviewed on: 15th April 2025

Was ok but high interest is added

Was ok but high interest is added Reviewed on: 15th April 2025

Quick, easy, good communication, straight forward.

Quick, easy, good communication, straight forward. Reviewed on: 15th April 2025

Very good communication.

Very good communication. Fast at responding really happy Reviewed on: 15th April 2025

Responsible lender

118 118 are a great company and responsible with their lending Reviewed on: 15th April 2025

Life saver!

Life saver! It came to my rescue when other turned me down. I almost committed suicide. Easy App, friendly customer service and I appreciate all that was done for me (credit card & loan). I need a referral link for my family and friends. Kudos to the management! I doff my cap Reviewed on: 15th April 2025

From start to finish, an easy excellent service.

From start to finish, an easy excellent service. Reviewed on: 15th April 2025

Best loan provider

Fast, simple service. Really pleased with my loan offer. I would highly recommend 118 118 money. Reviewed on: 15th April 2025

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