Smart Money People Logo

118 118 Money: Personal loan reviews

4.88
Based on 4,514 reviews, last reviewed 23rd Apr 2026
245700% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

it’s been very great. it’s been very great. very easy to use. Everything done online no paper or physical appearance needed. Reviewed on: 23rd April 2026
Franklyn O's avatar
Franklyn O

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4514)

Reasonable very helpful very fast

5
Reasonable very helpful very fast Reviewed on: 15th April 2025

Quick and simple application - Give it a try!

5
Quick and simple application - Give it a try! Reviewed on: 15th April 2025

Very pleased with how quickly they operate and help

5
Very pleased with how quickly they operate and help Reviewed on: 15th April 2025

Quick easy fantastic would recommend

5
Quick easy fantastic would recommend Reviewed on: 15th April 2025

Applied for a loan and it was approved and the money...

5
Applied for a loan and it was approved and the money was in my account within hours. Very happy. Reviewed on: 15th April 2025

118 money are amazing.

5
I believe 118 money have been amazing in helping me secure a loan with fair repayments. I've never had to call them with any issues as they always remind me when the repayments are due so I am never left stressing about them. Reviewed on: 15th April 2025

My experience was good, repayments affordable, quick...

4
My experience was good, repayments affordable, quick decision and quick payment Reviewed on: 15th April 2025

Instant positive decision.

5
Instant positive decision. Same day funds Reviewed on: 15th April 2025

All great,easy to apply and quick response

5
All great,easy to apply and quick response Reviewed on: 15th April 2025

Easy application and good rates, customer service ex...

5
Easy application and good rates, customer service excellent Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products