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118 118 Money: Personal loan reviews

4.76
Based on 4,609 reviews, last reviewed 11th Jun 2026
254400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026
David's avatar
David

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4609)

Amazing, Fast helpful and efficient

5
Fast, helpful and efficient. The app is easy to follow. Reviewed on: 15th April 2025

Very good to you use this app for the personal...

5
Very good to you use this app for the personal uses Reviewed on: 15th April 2025

Excellent, I have been offered loan.

5
Excellent, I have been offered loan. Customer service are excellent. Reviewed on: 15th April 2025

Don’t wait try 118

5
Great service , easy to use website and given answer straight away if eligible for a loan or not . I’ve recommended this to my friends and family if they need help for house improvements or unexpected costs that has arisen etc also easy monthly repayments which are very helpful Reviewed on: 15th April 2025

Quick and easy and manageable loan

5
Quick and easy and manageable loan Reviewed on: 15th April 2025

Once I was approved, the lending process was straigh...

5
Once I was approved, the lending process was straightforward and easy to follow. The repayment options are fair, this helps anyone lending to feel more confident when signing the agreement. Can't fault any of it :). Reviewed on: 15th April 2025

Excellent Loan company

5
Very good , helpful staff, easy to arrange on line, would recommend to family and friends Reviewed on: 15th April 2025

Very quick and easy ,no problems .

5
Very quick and easy ,no problems . Reviewed on: 15th April 2025

Excellent company

5
Met all of my requirements and more Reviewed on: 15th April 2025

Excellent customer service

5
Applying was easy and didn’t take long at all. It was simple and I had the money within hours. I applied online so didn’t speak to a person but would happily call if I needed too. Reviewed on: 15th April 2025

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