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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

118118 really came through for me

Needed a loan quickly and 118 118 really came through excellent customer service and even better speed in which the money came through. Overall, I'm very pleased. Reviewed on: 15th April 2025

Professional customer service, quick process to apply.

Professional customer service, quick process to apply. Fully recommend to the friend, due clearly informed due the apply process. Reviewed on: 15th April 2025

Fast experience and everything I needed was done pro...

Fast experience and everything I needed was done professionally Reviewed on: 15th April 2025

Amazing, Fast helpful and efficient

Fast, helpful and efficient. The app is easy to follow. Reviewed on: 15th April 2025

Very good to you use this app for the personal...

Very good to you use this app for the personal uses Reviewed on: 15th April 2025

Excellent, I have been offered loan.

Excellent, I have been offered loan. Customer service are excellent. Reviewed on: 15th April 2025

Don’t wait try 118

Great service , easy to use website and given answer straight away if eligible for a loan or not . I’ve recommended this to my friends and family if they need help for house improvements or unexpected costs that has arisen etc also easy monthly repayments which are very helpful Reviewed on: 15th April 2025

Quick and easy and manageable loan

Quick and easy and manageable loan Reviewed on: 15th April 2025

Once I was approved, the lending process was straigh...

Once I was approved, the lending process was straightforward and easy to follow. The repayment options are fair, this helps anyone lending to feel more confident when signing the agreement. Can't fault any of it :). Reviewed on: 15th April 2025

Excellent Loan company

Very good , helpful staff, easy to arrange on line, would recommend to family and friends Reviewed on: 15th April 2025

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