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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

I find very professional and supportive people there...

I find very professional and supportive people there ready to help you with everything. Reviewed on: 15th April 2025

A loan was needed for unexpected expenses and 118 11...

A loan was needed for unexpected expenses and 118 118 money come to my rescue when no other company would lend to me especially the well known high street banks. Reviewed on: 15th April 2025

So good so far

Too early to tell yet as I haven’t needed to contact 118. Applying for a loan is easy as pie though and the rate is what you’d expect. Reviewed on: 15th April 2025

Quick and easy application

Quick and easy application and lovely repayment amount. Definitely would recommend to anyone looking for a loan that may have a less than stellar credit score. Reviewed on: 15th April 2025

LOAN WITH NO HASSLE.

Applied for a £1000 loan on the app. Funds in my bank account same day. Reviewed on: 15th April 2025

Easy process application got approved no time wasted

Easy process application got approved no time wasted Reviewed on: 15th April 2025

Fast loans and affordable repayment

I applied for a loan and not even an hour after the money was in my account, repaying has been a breeze at an easy and affordable rate which doesn’t affect monthly living. I recommend 118’s loan service to everyone that needs that extra money boost for whatever reason you may need it! Reviewed on: 15th April 2025

Fast application approval

I was accepted by my first application and I got the loan in my account very fast Reviewed on: 15th April 2025

Information was easy to read and accessible

Information was easy to read and accessible Reviewed on: 15th April 2025

Very quick and easy process.

Very quick and easy process. Customer service is really good and staff are polite Reviewed on: 15th April 2025

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