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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4609 reviews)

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4.76

Based on 4,609 reviews, last reviewed 11th Jun 2026

254400% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4609)

Quick and easy application

Quick and easy application and lovely repayment amount. Definitely would recommend to anyone looking for a loan that may have a less than stellar credit score. Reviewed on: 15th April 2025

LOAN WITH NO HASSLE.

Applied for a £1000 loan on the app. Funds in my bank account same day. Reviewed on: 15th April 2025

Easy process application got approved no time wasted

Easy process application got approved no time wasted Reviewed on: 15th April 2025

Fast loans and affordable repayment

I applied for a loan and not even an hour after the money was in my account, repaying has been a breeze at an easy and affordable rate which doesn’t affect monthly living. I recommend 118’s loan service to everyone that needs that extra money boost for whatever reason you may need it! Reviewed on: 15th April 2025

Fast application approval

I was accepted by my first application and I got the loan in my account very fast Reviewed on: 15th April 2025

Information was easy to read and accessible

Information was easy to read and accessible Reviewed on: 15th April 2025

Very quick and easy process.

Very quick and easy process. Customer service is really good and staff are polite Reviewed on: 15th April 2025

118118 really came through for me

Needed a loan quickly and 118 118 really came through excellent customer service and even better speed in which the money came through. Overall, I'm very pleased. Reviewed on: 15th April 2025

Professional customer service, quick process to apply.

Professional customer service, quick process to apply. Fully recommend to the friend, due clearly informed due the apply process. Reviewed on: 15th April 2025

Fast experience and everything I needed was done pro...

Fast experience and everything I needed was done professionally Reviewed on: 15th April 2025

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