Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4609 reviews)

View other 118 118 Money products

4.76

Based on 4,609 reviews, last reviewed 11th Jun 2026

254400% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4609)

Extremely efficient and very quick!

Extremely efficient and very quick! Reviewed on: 15th April 2025

Very quick to process, and helpful through every step.

Very quick to process, and helpful through every step. Reviewed on: 15th April 2025

Great all round

Very easy application, responce time was quick no messing about, funds payed in a good time, rates are good , I would recommend and use again Reviewed on: 15th April 2025

Awesome service, very approachable

Awesome service, very approachable Reviewed on: 15th April 2025

Very fast decision.

Very fast decision. Money in bank almost straight away. Great rates Reviewed on: 15th April 2025

Quick and easy

Very easy to set up and quick to pay money into bank hassle free Reviewed on: 15th April 2025

Quick, simple and transparent

I needed Money for a family holiday and 118-118Money were able to help me. My application was quick and simple and money in my bank same day. Very generous interest rates and everything was emailed over to me in a clear and transparent way. Excellent service. I was amazed for straightforward it was!! Reviewed on: 15th April 2025

I find very professional and supportive people there...

I find very professional and supportive people there ready to help you with everything. Reviewed on: 15th April 2025

A loan was needed for unexpected expenses and 118 11...

A loan was needed for unexpected expenses and 118 118 money come to my rescue when no other company would lend to me especially the well known high street banks. Reviewed on: 15th April 2025

So good so far

Too early to tell yet as I haven’t needed to contact 118. Applying for a loan is easy as pie though and the rate is what you’d expect. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Acorn Community Bank 4.90 from 1086 reviews
Personal Loans
from Smart Money Cymru Community Bank 4.34 from 45 reviews
Student Loans
from Future Finance 3.83 from 2 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5642 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub