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118 118 Money: Personal loan reviews

4.76
Based on 4,609 reviews, last reviewed 11th Jun 2026
254400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026
David's avatar
David

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4609)

Would recommend .

5
Easy set up, can manage through the app. Would recommend Reviewed on: 15th April 2025

Very simple to apply and a guick answer

5
Very simple to apply and a guick answer Reviewed on: 15th April 2025

Really easy to apply.

5
Really easy to apply. Very quick with decision. Fast transfer of funds. Reviewed on: 15th April 2025

Was very fast and easy money was deposited quickly !

5
Was very fast and easy money was deposited quickly ! Reviewed on: 15th April 2025

Very easy to apply

5
Had a txt offering me a loan applied and got it within minutes no need to speak to anyone everything explained Reviewed on: 15th April 2025

Great customer service and easy to follow instructions

5
Great customer service and easy to follow instructions Reviewed on: 15th April 2025

Went thru really easily.

5
Went thru really easily. Had the money quickly. No issues with setting up repayment dates for when I needed it. Reviewed on: 15th April 2025

Quick and simple to apply, no issues what so ever.

5
Quick and simple to apply, no issues what so ever. Would definitely recommend. Reviewed on: 15th April 2025

Amazing.

5
Easy to apply and very fast i get the money in my account Reviewed on: 15th April 2025

They help me in a hard situation.

5
They help me in a hard situation. Good values Reviewed on: 15th April 2025

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