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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Highly recommend

Got my money almost instantly with excellent rates. Customer service is always great Reviewed on: 15th April 2025

I experienced very good customer care.

I experienced very good customer care. Reviewed on: 15th April 2025

easy simple no hassle quick deposit

easy simple no hassle quick deposit Reviewed on: 15th April 2025

Would recommend .

Easy set up, can manage through the app. Would recommend Reviewed on: 15th April 2025

Very simple to apply and a guick answer

Very simple to apply and a guick answer Reviewed on: 15th April 2025

Really easy to apply.

Really easy to apply. Very quick with decision. Fast transfer of funds. Reviewed on: 15th April 2025

Was very fast and easy money was deposited quickly !

Was very fast and easy money was deposited quickly ! Reviewed on: 15th April 2025

Very easy to apply

Had a txt offering me a loan applied and got it within minutes no need to speak to anyone everything explained Reviewed on: 15th April 2025

Great customer service and easy to follow instructions

Great customer service and easy to follow instructions Reviewed on: 15th April 2025

Went thru really easily.

Went thru really easily. Had the money quickly. No issues with setting up repayment dates for when I needed it. Reviewed on: 15th April 2025

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