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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (4506 reviews)

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4.88

Based on 4,506 reviews, last reviewed 22nd Apr 2026

245100% increase in 5 star reviews

in the past 90 days

167% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Happy with service and help will tell friends and fa... Happy with service and help will tell friends and family Reviewed on: 22nd April 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4506)

Really quick helpful loan at good rates ,would recom...

Really quick helpful loan at good rates ,would recommend to anyone for a loan ,.Thank-you 118 118 Reviewed on: 15th April 2025

No1 loan provider to me

Getting the loan was quite quick and having the app made it easier to know that I was eligible for the loan. After about 5 minutes, the application was filled out and within 30 the money was in my account. Reviewed on: 15th April 2025

Very helpful in explaining something I didnt quite u...

Very helpful in explaining something I didnt quite understand Reviewed on: 15th April 2025

Great help, great payback rates.

Great help, great payback rates. Will ne using again in future Reviewed on: 15th April 2025

Very easy experience and fast payout of loan.

Very easy experience and fast payout of loan. Reviewed on: 15th April 2025

They’ve taken me out of a difficult position, an aff...

They’ve taken me out of a difficult position, an affordable loan which has helped me pay off THREE credit cards! Reviewed on: 15th April 2025

Very easy to use very informative and how loan and c...

Very easy to use very informative and how loan and credit card works Reviewed on: 15th April 2025

Highly Recommend

The whole process of applying was so simple & quick & the money was deposited straight away. Excellent service from start to finish & would not hesitate to use 118 118 again! Reviewed on: 15th April 2025

Great customer service.

Great customer service. Very quick and easy pay out Reviewed on: 15th April 2025

Easy and straight forward.

Easy and straight forward. A pleasure to deal with Reviewed on: 15th April 2025

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