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118 118 Money: Personal loan reviews

4.88
Based on 4,501 reviews, last reviewed 22nd Apr 2026
244700% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

It's an excellent option compared to the market rate... It's an excellent option compared to the market rate, and applying for a loan, making payments, and everything else is easy, practical, and quick. Reviewed on: 22nd April 2026
Bryan O's avatar
Bryan O

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4501)

Great service highly recommended

5
As it says on the tin, straight forward and simple steps to follow. Really helped Reviewed on: 15th April 2025

Easy convenient and great service

5
Easy convenient and great service Reviewed on: 15th April 2025

Excellent service highly recommended

5
Excellent service highly recommended Reviewed on: 15th April 2025

118 118 Money top level credit services

5
The efficiency and customer service facilities of 118 118 money is excellent. Reviewed on: 15th April 2025

It was so quick and easy to apply and get...

5
It was so quick and easy to apply and get a decision Reviewed on: 15th April 2025

Very good customer service and quick deposit of loan

5
Very good customer service and quick deposit of loan Reviewed on: 15th April 2025

Amazing company

5
Amazing company help when ever you need it good rates and brilliant customer service Reviewed on: 15th April 2025

Great, thank you!

5
Great, thank you! Amazing!!! I am very happy! Reviewed on: 15th April 2025

They do not take long to approve the loan and the ca...

5
They do not take long to approve the loan and the card did not take long as well they are so good. Reviewed on: 15th April 2025

Very fast efficient service.

5
Very fast efficient service. Loan was arranged with no hiccups whatsoever. Money was in my bank within 24 hours and get notification of all payments I make. My app is very user friendly and I get through to a LIVE voice if I have any queries. Reviewed on: 15th April 2025

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