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118 118 Money: Personal loan reviews

4.90
Based on 1,812 reviews, last reviewed 9th Oct 2025
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

Dreadful to deal with. Awful if you miss/delay payment you will be hounded with texts, emails & phone calls if you answer the phone all you get is a recorded message telling... Read more Reviewed on: 1st August 2025
Lynn b's avatar
Lynn b

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1812)

They would understand and they’re really helpful and...

5
They would understand and they’re really helpful and they always and ready to give you Reviewed on: 22nd April 2025

Excellent provider..

5
Hassle free borrowing, good communication from the provider. Reliable and speedy process . Reviewed on: 22nd April 2025

Quick from start to finish.

5
Quick from start to finish. Money received within 1 hour of start to finish. Reviewed on: 22nd April 2025

Very straight forward and everything was clear and m...

5
Very straight forward and everything was clear and made aware Reviewed on: 22nd April 2025

Very helpful with a CC and a loan

5
Very helpful with a CC and a loan Reviewed on: 22nd April 2025

Extremely satisfied

5
Needed the loan asap and was approved and received the money all within 30 minutes. I was very surprised at the efficiency and speed of the process Reviewed on: 22nd April 2025

Very easy and very quick to get the money will defo...

5
Very easy and very quick to get the money will defo use again Reviewed on: 22nd April 2025

Brilliant on the phone and u derstanding

5
Brilliant on the phone and u derstanding Reviewed on: 22nd April 2025

easy application

5
Just found out on the website , very easy to get loan , quick and helpfull customer service Reviewed on: 22nd April 2025

Easy to apply with brilliant customer service

5
Easy to apply with brilliant customer service Reviewed on: 22nd April 2025

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