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118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4610)

Great experience excellent customer service

5
Great experience excellent customer service Reviewed on: 20th April 2026

No issues never had to contact for any issues

5
No issues never had to contact for any issues Reviewed on: 20th April 2026

Fantastic company as soon as your accepted the money...

5
Fantastic company as soon as your accepted the money is in within an hour Reviewed on: 20th April 2026

Easy to work with, no issues at all

5
Easy to work with, no issues at all Reviewed on: 20th April 2026

I was able to get a loan credited to me instantly at...

4
I was able to get a loan credited to me instantly at my time of urgent need. Reviewed on: 20th April 2026

Good friendly and staff very nice

5
Good friendly and staff very nice Reviewed on: 20th April 2026

Fast and easy,

5
Fast and easy, app is easy to use Reviewed on: 20th April 2026

The whole process from start to finish was quick and...

5
The whole process from start to finish was quick and very easy. Definitely would recommend 118 118 to others. Reviewed on: 20th April 2026

I recently took out a personal loan with 118 118 Mon...

5
I recently took out a personal loan with 118 118 Money and had a genuinely positive experience from start to finish. The application process was straightforward and quick, with clear instructions at every step. I appreciated how transparent they were about the terms, interest rates, and repayment schedule—there were no hidden surprises. What stood out most was how fast the decision came through, and once approved, the funds were transferred promptly. Their online account management is easy to use, making it simple to track payments and stay on top of everything. While the interest rates may be higher than traditional banks, this is understandable given their target customers and accessibility. Reviewed on: 20th April 2026

118 money has helped me majorly, it has made me beco...

5
118 money has helped me majorly, it has made me become more relaxed with finances Reviewed on: 20th April 2026

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review