Write a review

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (1812 reviews)

View other 118 118 Money products

4.90

Based on 1,812 reviews, last reviewed 9th Oct 2025

98% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Dreadful to deal with. Awful if you miss/delay payment you will be hounded with texts, emails & phone calls if you answer the phone all you get is a recorded message telling... Read more Reviewed on: 1st August 2025

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (1812)

It was swift and efficient and I was dealt with prof...

It was swift and efficient and I was dealt with professionally. Reviewed on: 22nd April 2025

Easy process, poor interest rates

Your interest is pretty poor, I had no choice due to a vet bill happy my pet is alive but not happy paying almost 50% extra Reviewed on: 22nd April 2025

Easy application process, clear information and quic...

Easy application process, clear information and quick release of funds. Reviewed on: 22nd April 2025

1 of the easiest application processes iv ever had c...

1 of the easiest application processes iv ever had clear & easy to navigate app they don't hassle you to take out credit cards or more loans like other company's Reviewed on: 22nd April 2025

Very good service efficient and also after service...

Very good service efficient and also after service good when required staff polite and well mannered. Reviewed on: 22nd April 2025

When all the odds were against me, 118118 stood for...

When all the odds were against me, 118118 stood for me, no broker or lender wanted to give me a loan even as low as £1000, the interest was so high that I couldn't comprehend but 118118 gave me with so much ease. I spied and got approved sane day and got the money same day. That was awesome, 118118 is the BEST and I recommend them anytime anyday Reviewed on: 22nd April 2025

Nice team, great work, easy to complete everything.

Nice team, great work, easy to complete everything. Reviewed on: 22nd April 2025

Overall great experience

When i applied for a loan, the check was very quick. The interest rate was great and communication was excellent and detailed. Reviewed on: 22nd April 2025

very straightforward

The whole process was very straightforward, and 118 118 customer service are very efficient and helpful. Reviewed on: 22nd April 2025

very userfriendly website application

very userfriendly website application Reviewed on: 22nd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Admiral 4.76 from 1396 reviews
Personal Loan
from Updraft 4.94 from 7085 reviews
Payday Loan
from Payday Loans Now 5.00 from 1 reviews

Want to see more from 118 118 Money?

Credit Card
from 118 118 Money 4.83 from 1103 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub