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118 118 Money: Personal loan reviews

4.76
Based on 4,611 reviews, last reviewed 26th Jun 2026
1230% increase in 5 star reviews
in the past 90 days
350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4611)

Easy application, money straight into bank and reall...

5
Easy application, money straight into bank and really good costumer service Reviewed on: 20th April 2026

Brilliant as they make the proces easy yo under stand

5
Brilliant as they make the proces easy yo under stand Reviewed on: 20th April 2026

Brilliant straight forward and essy

5
Brilliant straight forward and essy Reviewed on: 20th April 2026

I found the process with 118 118 Money really straig...

5
I found the process with 118 118 Money really straightforward and quick compared to other lenders. The application was simple to complete and I got a decision faster than expected, which was a big help when I needed funds urgently. Communication was clear throughout and I could track everything online without any issues. Overall, a convenient and reliable service with a fast turnaround. Reviewed on: 20th April 2026

I am 100% satisfoed

5
I am 100% satisfied. Quick reliable Reviewed on: 20th April 2026

Any problem I had, I called you and you understood m...

5
Any problem I had, I called you and you understood me every time, I appreciate you immensely! Reviewed on: 20th April 2026

Fantastic service , fast and reliable

5
Fantastic service , fast and reliable Reviewed on: 20th April 2026

Excellent service overall!

5
Very good service- the application process was straightforward and easy to understand, no hidden extras, I really appreciate the fact I was able to pay back over an extended period of time. This made repayments manageable, and helped me massively when I needed that much needed cash injection. Would highly recommend to others Reviewed on: 20th April 2026

Very helpful and very understanding

5
Very helpful and very understanding Reviewed on: 20th April 2026

Fast money

4
It was quick and easy will recommend to friends Reviewed on: 20th April 2026

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