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118 118 Money: Personal loan reviews

View other 118 118 Money products
4.88
Based on 4,598 reviews, last reviewed 7th May 2026
253300% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very efficient and reliable. Very efficient and reliable. Good value for money and dedicated customers care Reviewed on: 7th May 2026
Stella Y's avatar
Stella Y

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t
Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4598)

Easy application, good rate, good customer service

5
Easy application, good rate, good customer service Reviewed on: 20th April 2026
Abdul Kanu's avatar
Abdul Kanu

Simple application, quick responses and no fuss repa...

5
Simple application, quick responses and no fuss repaying. Reviewed on: 20th April 2026
Helen R's avatar
Helen R

Fantastic value and good customer service.

5
Fantastic value and good customer service. I would definitely recommend their services. Reviewed on: 20th April 2026
Mrs S's avatar
Mrs S

Good experience - easy to apply and manage

5
Good experience - easy to apply and manage Reviewed on: 20th April 2026
Tyler Studley's avatar
Tyler Studley

Quick and Straightforward

4
Application was straightforward and money was in the bank quickly once accepted. App is well laid out and easy to navigate showing all payments made and remaining balance Reviewed on: 20th April 2026
Scott L's avatar
Scott L

Easily accesable loan, user friendly app and custome...

3
Easily accesable loan, user friendly app and customer service Reviewed on: 20th April 2026
Owen's avatar
Owen

118 118 are life savers with my poor credit score th...

5
118 118 are life savers with my poor credit score they are literally the only one who has considered me for a loan at a give payback rate almost instantly, which has given me enough time to get my life back on track and work on my credit score I will nominate them any day and time. Thanks Reviewed on: 20th April 2026
Olafunsho j's avatar
Olafunsho j

I applied in minutes and was approved within 10 minu...

5
I applied in minutes and was approved within 10 minutes 118 was that the only one that gave me a chance to build my credit rating to which I am truly grateful for I understand the rates for the loan were higher but my credit rating was low to which I applied for a credit card and also got approved again high interest but again truly grateful for the chance to prove I’m worthy of the credit Reviewed on: 20th April 2026
John R's avatar
John R

Great service so helpful always there great company

5
Great service so helpful always there great company Reviewed on: 20th April 2026
Mike R's avatar
Mike R

Overall good experience could provide better rates t...

5
Overall good experience could provide better rates though. Reviewed on: 20th April 2026
Greg's avatar
Greg

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