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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Fast money

It was quick and easy will recommend to friends Reviewed on: 20th April 2026

Great experience and very good company

Great experience and very good company Reviewed on: 20th April 2026

Customer service really helpful, listens to you when...

Customer service really helpful, listens to you when in financial distress. App seems pretty simple Reviewed on: 20th April 2026

A fast and efficient service and rates are very good

A fast and efficient service and rates are very good Reviewed on: 20th April 2026

Easy application, good rate, good customer service

Easy application, good rate, good customer service Reviewed on: 20th April 2026

Simple application, quick responses and no fuss repa...

Simple application, quick responses and no fuss repaying. Reviewed on: 20th April 2026

Fantastic value and good customer service.

Fantastic value and good customer service. I would definitely recommend their services. Reviewed on: 20th April 2026

Good experience - easy to apply and manage

Good experience - easy to apply and manage Reviewed on: 20th April 2026

Quick and Straightforward

Application was straightforward and money was in the bank quickly once accepted. App is well laid out and easy to navigate showing all payments made and remaining balance Reviewed on: 20th April 2026

Easily accesable loan, user friendly app and custome...

Easily accesable loan, user friendly app and customer service Reviewed on: 20th April 2026

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