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118 118 Money: Personal loan reviews

4.91
Based on 1,808 reviews, last reviewed 15th Jun 2025
18% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Honest and hard-working. 118118 Money helped me in a time of need. I am still repaying the provided loan. The company's communication is straightforward, yet meaningful, with ... Read more Reviewed on: 15th June 2025
Daniel H's avatar
Daniel H

Latest lowest rating:

1

Please do NOT use 118 for anything! Please do NOT use 118 for anything! They are a vile organisation that lies to their customers to trick them out of money. I had a temporary agreement ... Read more Reviewed on: 23rd May 2025
David B's avatar
David B

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1808)

Best and easy to take a loan with bad credit

5
Best and easy to take a loan with bad credit Reviewed on: 20th April 2025

Helping me when I need extra money to buy car.

4
Helping me when I need extra money to buy car. Reviewed on: 20th April 2025

Easy Loans and Credit Card

5
They gave me loan when nobody was accepting it as well as credit card Reviewed on: 20th April 2025

Very quick and easy to fill out, money in account wi...

5
Very quick and easy to fill out, money in account within an hour or so also. Reviewed on: 20th April 2025

Helpful when it matters

5
It comes handy when needed, If the interest rate is reduced, more people will be able to benefit from this service. Reviewed on: 20th April 2025

Easy to use great app.

5
Easy to use great app. App easy to navigate and easy to apply for new deals ect Reviewed on: 19th April 2025

My little helper

5
Whenever I am struggling and require a quick loan to get me by, 118 has always been there. This is especially helpful in the current cost of living crisis when one unexpected bill can cause you massive problems. Reviewed on: 19th April 2025

Great loan provider!

5
Really easy to apply for. Clear easy to use website. Payment received quickly. Reviewed on: 19th April 2025

Great and fast service

5
Fantastic and great service, very fast and friendly. Reviewed on: 19th April 2025

Really good lender.

5
Really good lender. Fair rates, excellent communication and clear and easy to use service. Reviewed on: 19th April 2025

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