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118 118 Money: Personal loan reviews

4.89
Based on 1,815 reviews, last reviewed 21st Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026
Jon's avatar
Jon

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1815)

Used twice and it's quick and easy to apply lots of...

5
Used twice and it's quick and easy to apply lots of advice on different topics of payment plans the app is brilliant easy to use keeps you updated brilliant service would highly recommend. Reviewed on: 21st April 2025

No issues, quick and easy

5
No issues, quick and easy and useful customer service Reviewed on: 21st April 2025

Prompt response, reliable service.

5
Prompt response, reliable service; gets one out of a pinch in a flash. Reviewed on: 21st April 2025

Brilliant, would definitely recommend!

5
Really good experience so far, very helpful customer service and speedy replies. Reviewed on: 21st April 2025

Great,Very good!

5
Great,Very good! Thankyou. Great,Very good! Thankyou. Reviewed on: 20th April 2025

Great service,quick and effecient.

5
Great service,quick and effecient. Staff are very helpfull Reviewed on: 20th April 2025

Easy application.

5
Easy application. Quick and efficient service. Reviewed on: 20th April 2025

Best and easy to take a loan with bad credit

5
Best and easy to take a loan with bad credit Reviewed on: 20th April 2025

Helping me when I need extra money to buy car.

4
Helping me when I need extra money to buy car. Reviewed on: 20th April 2025

Easy Loans and Credit Card

5
They gave me loan when nobody was accepting it as well as credit card Reviewed on: 20th April 2025

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