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118 118 Money: Personal loan reviews

4.90
Based on 1,812 reviews, last reviewed 9th Oct 2025
83% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

Dreadful to deal with. Awful if you miss/delay payment you will be hounded with texts, emails & phone calls if you answer the phone all you get is a recorded message telling... Read more Reviewed on: 1st August 2025
Lynn b's avatar
Lynn b

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1812)

Brilliant, would definitely recommend!

5
Really good experience so far, very helpful customer service and speedy replies. Reviewed on: 21st April 2025

Great,Very good!

5
Great,Very good! Thankyou. Great,Very good! Thankyou. Reviewed on: 20th April 2025

Great service,quick and effecient.

5
Great service,quick and effecient. Staff are very helpfull Reviewed on: 20th April 2025

Easy application.

5
Easy application. Quick and efficient service. Reviewed on: 20th April 2025

Best and easy to take a loan with bad credit

5
Best and easy to take a loan with bad credit Reviewed on: 20th April 2025

Helping me when I need extra money to buy car.

4
Helping me when I need extra money to buy car. Reviewed on: 20th April 2025

Easy Loans and Credit Card

5
They gave me loan when nobody was accepting it as well as credit card Reviewed on: 20th April 2025

Very quick and easy to fill out, money in account wi...

5
Very quick and easy to fill out, money in account within an hour or so also. Reviewed on: 20th April 2025

Helpful when it matters

5
It comes handy when needed, If the interest rate is reduced, more people will be able to benefit from this service. Reviewed on: 20th April 2025

Easy to use great app.

5
Easy to use great app. App easy to navigate and easy to apply for new deals ect Reviewed on: 19th April 2025

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