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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

118 118 are life savers with my poor credit score th...

118 118 are life savers with my poor credit score they are literally the only one who has considered me for a loan at a give payback rate almost instantly, which has given me enough time to get my life back on track and work on my credit score I will nominate them any day and time. Thanks Reviewed on: 20th April 2026

I applied in minutes and was approved within 10 minu...

I applied in minutes and was approved within 10 minutes 118 was that the only one that gave me a chance to build my credit rating to which I am truly grateful for I understand the rates for the loan were higher but my credit rating was low to which I applied for a credit card and also got approved again high interest but again truly grateful for the chance to prove I’m worthy of the credit Reviewed on: 20th April 2026

Great service so helpful always there great company

Great service so helpful always there great company Reviewed on: 20th April 2026

Overall good experience could provide better rates t...

Overall good experience could provide better rates though. Reviewed on: 20th April 2026

118 118 thumbs up

No issues whilst using. simple, straight forward breakdowns of cost. Reviewed on: 20th April 2026

Easy and useful, less extra paymets

Easy and useful, less extra paymets Reviewed on: 20th April 2026

East to use app

East to use app. Clear account info. Easy to make extra payments. Reviewed on: 20th April 2026

Excellent

Excellent to deal with helpful and easy to deal with Reviewed on: 20th April 2026

The process was very easy.

The process was very easy. It was quick. Reviewed on: 20th April 2026

Very smooth from start to finish

Very smooth from start to finish and the communication was second to none. I would highly recommend. Reviewed on: 20th April 2026

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