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118 118 Money: Personal loan reviews

4.91
Based on 1,808 reviews, last reviewed 15th Jun 2025
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Honest and hard-working. 118118 Money helped me in a time of need. I am still repaying the provided loan. The company's communication is straightforward, yet meaningful, with ... Read more Reviewed on: 15th June 2025
Daniel H's avatar
Daniel H

Latest lowest rating:

1

Please do NOT use 118 for anything! Please do NOT use 118 for anything! They are a vile organisation that lies to their customers to trick them out of money. I had a temporary agreement ... Read more Reviewed on: 23rd May 2025
David B's avatar
David B

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1808)

Had 2 separate loans now and they have been great wi...

5
Had 2 separate loans now and they have been great with me and helped me in my time of need. Would highly recommend to anyone who is looking for help financially. When I had trouble changing my payment method they were a great help Reviewed on: 18th April 2025

Easy to manage accaunt keep it on track .

5
Easy to manage accaunt keep it on track . Able to chose any day in a month for direct debit . And it seems to be fair enough rate for any loan Reviewed on: 18th April 2025

Very easy to apply, user friendly service, customer...

5
Very easy to apply, user friendly service, customer service excellent Reviewed on: 18th April 2025

Easy to borrow from 118.

5
Easy to borrow from 118. it took just a few minutes Reviewed on: 18th April 2025

Quick decision and excellent customer service.

5
Quick decision and excellent customer service. Reviewed on: 18th April 2025

Even though times are tough the terms and payback pa...

5
Even though times are tough the terms and payback payments are fair Reviewed on: 18th April 2025

Ease of use

5
Quick and easy to apply and pay out really quickly Reviewed on: 18th April 2025

No nonsense

5
Having a credit card and a loan with 118 has been straight forward, easy to manage & customer service were great on the 1 occassion I had to call. The app really makes it easy to manage it all in one place. Reviewed on: 18th April 2025

Quick Loan

5
Very fast loan issue and it’s easy Reviewed on: 18th April 2025

The easiest and best loans company

5
The easiest and best loans company Reviewed on: 17th April 2025

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