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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4611 reviews)

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4.76

Based on 4,611 reviews, last reviewed 26th Jun 2026

1230% increase in 5 star reviews

in the past 90 days

350% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4611)

I’m new but I’m glad I did

So far so good, I’m glad I joined 118 118 Reviewed on: 20th April 2026

They are interested in you

They came through when elsewhere was a struggle to get it Reviewed on: 20th April 2026

Very simply process, friendly and all pretty much wo...

Very simply process, friendly and all pretty much works of an app.. Reviewed on: 20th April 2026

Very easy to get set up and easy to manage , no prob...

Very easy to get set up and easy to manage , no problems whatsoever. Highly recommend Reviewed on: 20th April 2026

Loan 118 118 survey could win cash

Helpful... To go out their way to help Reviewed on: 20th April 2026

Quick and easy to apply ,money available instantly,...

Quick and easy to apply ,money available instantly, and very good app to keep track on my loan Would highly recommend to friends and family Reviewed on: 20th April 2026

Online application was very straight foread

Online application was very easy to work through. Quick response and easy explanations. Reviewed on: 20th April 2026

Easy to apply, polite customer services was all sort...

Easy to apply, polite customer services was all sorted quickly no fuss or anything. Would definitely recommend Reviewed on: 20th April 2026

Probably the best I’ve ever had this was my first lo...

Probably the best I’ve ever had this was my first loan had no issues Reviewed on: 20th April 2026

Great service always smooth rates are a touch on the...

Great service always smooth rates are a touch on the high side Reviewed on: 20th April 2026

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