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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4612)

Great service

5
Very professional, great experience and very prompt and transparent Reviewed on: 20th April 2026

I’m new but I’m glad I did

5
So far so good, I’m glad I joined 118 118 Reviewed on: 20th April 2026

They are interested in you

5
They came through when elsewhere was a struggle to get it Reviewed on: 20th April 2026

Very simply process, friendly and all pretty much wo...

5
Very simply process, friendly and all pretty much works of an app.. Reviewed on: 20th April 2026

Very easy to get set up and easy to manage , no prob...

5
Very easy to get set up and easy to manage , no problems whatsoever. Highly recommend Reviewed on: 20th April 2026

Loan 118 118 survey could win cash

5
Helpful... To go out their way to help Reviewed on: 20th April 2026

Quick and easy to apply ,money available instantly,...

5
Quick and easy to apply ,money available instantly, and very good app to keep track on my loan Would highly recommend to friends and family Reviewed on: 20th April 2026

Online application was very straight foread

4
Online application was very easy to work through. Quick response and easy explanations. Reviewed on: 20th April 2026

Easy to apply, polite customer services was all sort...

5
Easy to apply, polite customer services was all sorted quickly no fuss or anything. Would definitely recommend Reviewed on: 20th April 2026

Probably the best I’ve ever had this was my first lo...

5
Probably the best I’ve ever had this was my first loan had no issues Reviewed on: 20th April 2026

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