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118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4599)

Really fast payment thank you appreciated

5
Really fast payment thank you appreciated Reviewed on: 20th April 2026

Easy no drama quick excellent job

5
Easy no drama quick excellent job Reviewed on: 20th April 2026

It just works! I love it

4
It’s been good honestly, I started with a 118 118 loan, which I then extended. It was incredibly quick and a super simple process. I think a highlight is the fact I have had no need to contact the (presumably) incredibly team! Everything has just worked, which I think is the best experience you can get. Reviewed on: 20th April 2026

Lovely people and very easy to apply for a loan...

5
Lovely people and very easy to apply for a loan Reviewed on: 20th April 2026

Very good and understanding , had an unexpected expe...

5
Very good and understanding , had an unexpected expense and didn’t have enough to pay my repayment so they let me change my payment date Reviewed on: 20th April 2026

Always fabulous, great service, very fast, willing t...

5
Always fabulous, great service, very fast, willing to help Reviewed on: 20th April 2026

Very happy easy and very patient

5
Very happy easy and very patient Reviewed on: 20th April 2026

Hi will be better if you can apply for another loan...

5
Hi will be better if you can apply for another loan from app. Thanks. rest of that excellent service. Reviewed on: 20th April 2026

Good experience.

4
Good experience. Seamless, helpful. Reviewed on: 20th April 2026

Very nice and helpful service and easy to get money...

5
Very nice and helpful service and easy to get money Reviewed on: 20th April 2026

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