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118 118 Money: Personal loan reviews

4.76
Based on 4,611 reviews, last reviewed 26th Jun 2026
1230% increase in 5 star reviews
in the past 90 days
350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4611)

very easy to apply for and very helpful

5
very easy to apply for and very helpful Reviewed on: 20th April 2026

I am happy that they helped me when I needed them most.

5
I am happy that they helped me when I needed them most. Reviewed on: 20th April 2026

Really fast payment thank you appreciated

5
Really fast payment thank you appreciated Reviewed on: 20th April 2026

Easy no drama quick excellent job

5
Easy no drama quick excellent job Reviewed on: 20th April 2026

It just works! I love it

4
It’s been good honestly, I started with a 118 118 loan, which I then extended. It was incredibly quick and a super simple process. I think a highlight is the fact I have had no need to contact the (presumably) incredibly team! Everything has just worked, which I think is the best experience you can get. Reviewed on: 20th April 2026

Lovely people and very easy to apply for a loan...

5
Lovely people and very easy to apply for a loan Reviewed on: 20th April 2026

Very good and understanding , had an unexpected expe...

5
Very good and understanding , had an unexpected expense and didn’t have enough to pay my repayment so they let me change my payment date Reviewed on: 20th April 2026

Always fabulous, great service, very fast, willing t...

5
Always fabulous, great service, very fast, willing to help Reviewed on: 20th April 2026

Very happy easy and very patient

5
Very happy easy and very patient Reviewed on: 20th April 2026

Hi will be better if you can apply for another loan...

5
Hi will be better if you can apply for another loan from app. Thanks. rest of that excellent service. Reviewed on: 20th April 2026

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