Smart Money People Logo

118 118 Money: Personal loan reviews

4.90
Based on 1,813 reviews, last reviewed 4th Nov 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (1813)

Quick and easy..

5
Quick and easy.no hassle. Friendly service. Reviewed on: 17th April 2025

easy application and quick response

5
easy application and quick response Reviewed on: 17th April 2025

Hassle free loan

5
Very simple procedure, hassle free in obtaining the loan that suited my needs Reviewed on: 17th April 2025

Very easy application.

5
Very easy application. fast response. Money deposited into bank very quickly Reviewed on: 17th April 2025

Great easy application good credit limit great custo...

5
Great easy application good credit limit great customer service Reviewed on: 17th April 2025

A reliable team, very fast decision makers, polite...

5
A reliable team, very fast decision makers, polite in approach Reviewed on: 17th April 2025

Needed to consolidate some debts and 118 118 were on...

5
Needed to consolidate some debts and 118 118 were only to happy to help. This service is fast, efficient and I have highly recommended them to friends. Reviewed on: 17th April 2025

Easy loan application, money in bank very quickly

5
Easy loan application, money in bank very quickly Reviewed on: 17th April 2025

Joined 118-118 and have had no issues at all good se...

5
Joined 118-118 and have had no issues at all good service Reviewed on: 17th April 2025

Very helpful and brilliant , i will always use their...

5
Very helpful and brilliant , i will always use their services Reviewed on: 17th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products