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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.87 (1813 reviews)

View other 118 118 Money products

4.90

Based on 1,813 reviews, last reviewed 4th Nov 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1813)

All good no issues.

All good no issues. Easy set up, card arrived quickly and all easy to use Reviewed on: 17th April 2025

Very professional and friendly service, all the inf...

Very professional and friendly service, all the information explained in a clear and simple manner. No hidden charges Reviewed on: 17th April 2025

grateful for the help that others could not giv...

Very grateful for the help that others could not give, their speed and efficiency makes them number one for me and my family, without as much protocol or waste of time as other lenders, really, thank you. Reviewed on: 17th April 2025

Have used on more than one occasion

Always helped me out with a loan wen I’ve needed one. Reviewed on: 17th April 2025

Helpful always there

They were there when I needed the help sorting out some finances and came through kept me on track and budget was reasonable and I was in contol Reviewed on: 17th April 2025

I was very happy I applied for a loan got excepted s...

I was very happy I applied for a loan hot excepted straight away and money was sent same day very good company Reviewed on: 17th April 2025

Payed money into account the next day very efficient

Payed money into account the next day very efficient Reviewed on: 16th April 2025

Good service on doing shopping paying online

Good service on doing shopping paying online Reviewed on: 16th April 2025

100 per cent recommend.

I have had 2 loans from 118 118, and I have a credit card. Interest rates are reasonable and when I have needed to contact customer service response is always acceptable time frame and easy resolves. I would highly recommended 118 118 to anyone looking for credit or a loan. Reviewed on: 16th April 2025

Easy to apply no delays on receiving funds helpful c...

Easy to apply no delays on receiving funds helpful customer service when I have needed to speak to them Reviewed on: 16th April 2025

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