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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.87 (1813 reviews)

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4.90

Based on 1,813 reviews, last reviewed 4th Nov 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1813)

I am having issues with financial difficulties due t...

I am having issues with financial difficulties due to my partner currently not working, but the staff picked me up, and have been amazing and assisted with my own mental health health and helped me with a payment plan, no words could thank them enough. Reviewed on: 16th April 2025

Really impressed

When getting my loan it was so simple and quick which I was very impressed with Reviewed on: 16th April 2025

Good service

Easy good service and fast. Happy Reviewed on: 16th April 2025

Easy application Fast Decision Quick Payment

Applied online quick decision and money in the bank really quick. Reviewed on: 16th April 2025

Can’t fault 118 118, quick and easy to apply

Can’t fault 118 118, quick and easy to apply Reviewed on: 16th April 2025

Quick and easy so simple and was in the bank...

Quick and easy so simple and was in the bank same day Reviewed on: 16th April 2025

Found it easy to apply and you are very helpful...

Found it easy to apply and you are very helpful Reviewed on: 16th April 2025

This is the first credit card and loan I have ever t...

This is the first credit card and loan I have ever taken out and being a single parent it has helped me so so much thank you 118 money Reviewed on: 16th April 2025

Amazing!

Amazing! Been with 118 118 money for years, I would recommend highly to anyone. Great customer service too. Reviewed on: 16th April 2025

Great service and efficiency.

Great service and efficiency. The money was received instantly. Would have wished for a slightly better interest rate Reviewed on: 16th April 2025

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