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118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4599)

Easy to arrange

5
Easy to arrange loan online and money bank instantly Reviewed on: 20th April 2026

Quick and easy application process

5
Quick and easy application process Reviewed on: 20th April 2026

great company and very informative

5
I had a really positive experience from start to finish. Applying was straightforward and clearly explained, which made what can sometimes feel like a stressful process much easier to manage. What stood out most to me was how transparent everything was — there were no surprises, and I always felt like I understood my options. The communication was excellent throughout, and any questions I had were answered quickly and in a way that actually made sense. The whole process was efficient, and I felt supported rather than pressured, which made a big difference. It’s clear they genuinely care about helping customers make the right decision for their situation. Overall, a smooth, professional, and reassuring experience — I wouldn’t hesitate to recommend them to others. Reviewed on: 20th April 2026

Happy customer

5
I had a really positive experience with 118 118 Money. The application process was straightforward and easy to understand, with clear information at every step so I knew exactly what to expect. I appreciated how quick the decision was, and the funds arrived when promised, which took a lot of stress off my shoulders Reviewed on: 20th April 2026

Easy of access and good interest rates

5
Easy of access and good interest rates Reviewed on: 20th April 2026

Very fast reliable ,trust comoany.

5
Very fast reliable ,trust comoany.Easy fast get loan.Exelent .Very nice and exelent experience. I am very strong referal for fast reliable loan.Great and Thanks. Reviewed on: 20th April 2026

Great service,

5
Great service, really easy to apply, friendly people. Reviewed on: 20th April 2026

Great value

5
Great service .great payments easy repayments Reviewed on: 20th April 2026

Honestly, 118 118 Money is quite good.

5
Honestly, 118 118 Money is quite good. They reviewed my circumstances, and evaluated my options accordingly then provided me with exactly what I needed at the time. Yes, I wish they could have done more for me, but who knows; They may do in time to come. Reviewed on: 20th April 2026

Explained what needed to no understanding

5
Explained what needed to no understanding Reviewed on: 20th April 2026

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