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118 118 Money: Personal loan reviews

4.89
Based on 1,813 reviews, last reviewed 4th Nov 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1813)

Easy application and quick response

5
Easy application and quick response Reviewed on: 16th April 2025

Amazing, quick service.

5
Amazing, quick service. Paid into my bank within 30 minutes. Very satisfied customer. Thank you! Reviewed on: 16th April 2025

So smooth and easy.

5
So smooth and easy. Great people. Reviewed on: 16th April 2025

Excellent service

5
Quick, easy and great service all round. Would definitely use again and recommend. Reviewed on: 16th April 2025

very reputable lender, quick at accepting loans and...

5
very reputable lender, quick at accepting loans and very helpful Reviewed on: 16th April 2025

1st class, Excellent service,

5
Great communication, loan application was easy to follow and great service, payment into bank within minutes, clear concise follow up. Reviewed on: 16th April 2025

It's simply the best company, and always very helpful.

5
It's simply the best company, and always very helpful. The are always there when you need help Reviewed on: 16th April 2025

Good lenders

5
Not had a problem with you as a company Reviewed on: 16th April 2025

Easy and quick to apply for a loan

5
Easy and quick to apply for a loan Reviewed on: 16th April 2025

I thought it was quick and effective when I applied...

5
I thought it was quick and effective when I applied for the loan the money was in my bank within 2 hours once accepted. Reviewed on: 16th April 2025

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