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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1815)

Amazing!

Amazing! Been with 118 118 money for years, I would recommend highly to anyone. Great customer service too. Reviewed on: 16th April 2025

Great service and efficiency.

Great service and efficiency. The money was received instantly. Would have wished for a slightly better interest rate Reviewed on: 16th April 2025

Easy application and quick response

Easy application and quick response Reviewed on: 16th April 2025

Amazing, quick service.

Amazing, quick service. Paid into my bank within 30 minutes. Very satisfied customer. Thank you! Reviewed on: 16th April 2025

So smooth and easy.

So smooth and easy. Great people. Reviewed on: 16th April 2025

Excellent service

Quick, easy and great service all round. Would definitely use again and recommend. Reviewed on: 16th April 2025

very reputable lender, quick at accepting loans and...

very reputable lender, quick at accepting loans and very helpful Reviewed on: 16th April 2025

1st class, Excellent service,

Great communication, loan application was easy to follow and great service, payment into bank within minutes, clear concise follow up. Reviewed on: 16th April 2025

It's simply the best company, and always very helpful.

It's simply the best company, and always very helpful. The are always there when you need help Reviewed on: 16th April 2025

Good lenders

Not had a problem with you as a company Reviewed on: 16th April 2025

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