Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,611 reviews, last reviewed 26th Jun 2026
1230% increase in 5 star reviews
in the past 90 days
350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4611)

Exceptionally proud of 118118

5
118118 process. My Loan Application so quickly and before I knew it, the loan was in the bank. I also have a credit card with them. I am exceptionally proud of their service. Reviewed on: 20th April 2026

always helpful and explained things to me clearly wo...

5
always helpful and explained things to me clearly would not hesitate to recommend them to my friends and family Reviewed on: 20th April 2026

Easy to arrange

5
Easy to arrange loan online and money bank instantly Reviewed on: 20th April 2026

Quick and easy application process

5
Quick and easy application process Reviewed on: 20th April 2026

great company and very informative

5
I had a really positive experience from start to finish. Applying was straightforward and clearly explained, which made what can sometimes feel like a stressful process much easier to manage. What stood out most to me was how transparent everything was — there were no surprises, and I always felt like I understood my options. The communication was excellent throughout, and any questions I had were answered quickly and in a way that actually made sense. The whole process was efficient, and I felt supported rather than pressured, which made a big difference. It’s clear they genuinely care about helping customers make the right decision for their situation. Overall, a smooth, professional, and reassuring experience — I wouldn’t hesitate to recommend them to others. Reviewed on: 20th April 2026

Happy customer

5
I had a really positive experience with 118 118 Money. The application process was straightforward and easy to understand, with clear information at every step so I knew exactly what to expect. I appreciated how quick the decision was, and the funds arrived when promised, which took a lot of stress off my shoulders Reviewed on: 20th April 2026

Easy of access and good interest rates

5
Easy of access and good interest rates Reviewed on: 20th April 2026

Very fast reliable ,trust comoany.

5
Very fast reliable ,trust comoany.Easy fast get loan.Exelent .Very nice and exelent experience. I am very strong referal for fast reliable loan.Great and Thanks. Reviewed on: 20th April 2026

Great service,

5
Great service, really easy to apply, friendly people. Reviewed on: 20th April 2026

Great value

5
Great service .great payments easy repayments Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products