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118 118 Money: Personal loan reviews

4.76
Based on 4,611 reviews, last reviewed 26th Jun 2026
1230% increase in 5 star reviews
in the past 90 days
350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4611)

Honestly, 118 118 Money is quite good.

5
Honestly, 118 118 Money is quite good. They reviewed my circumstances, and evaluated my options accordingly then provided me with exactly what I needed at the time. Yes, I wish they could have done more for me, but who knows; They may do in time to come. Reviewed on: 20th April 2026

Explained what needed to no understanding

5
Explained what needed to no understanding Reviewed on: 20th April 2026

Everything was quick no fass .

5
Everything was quick no fass . No complaint ions . Got money samedsy with in an hour . I would definitely recommend Reviewed on: 20th April 2026

Very good gave me a loan when I needed it also gave...

5
Very good gave me a loan when I needed it also gave me more on top when I needed it to Reviewed on: 20th April 2026

I have had a positive experience with 118 - good com...

5
I have had a positive experience with 118 - good communication Reviewed on: 20th April 2026

Happy customer.

5
The app is easy to use. The information is very clear and financial advice is given on a regular basis. 118118 emails keep me up to date with the latest advice, products and account information. I can clearly see my outstanding balance and relevant information without feeling confused or overwhelmed. Reviewed on: 20th April 2026

Great experience through out.

5
Great experience through out. I got the loan I wanted in the time frame I needed. The process was seemless and would definitely get another loan one day. Reviewed on: 20th April 2026

Download the app

5
Just so easy and so helpful on the app....perfect Reviewed on: 20th April 2026

Help to solve my problems and I think it's an excell...

5
Help to solve my problems and I think it's an excellent experience. Reviewed on: 20th April 2026

Very smooth and straightforward, easy online applica...

5
Very smooth and straightforward, easy online application to follow. Reviewed on: 20th April 2026

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