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118 118 Money: Personal loan reviews

4.76
Based on 4,611 reviews, last reviewed 26th Jun 2026
1230% increase in 5 star reviews
in the past 90 days
350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4611)

A bit rigid in offering support

4
A bit rigid in offering support. If you ask for time due to financial circumstances, they add the bill to the next month. Reviewed on: 20th April 2026

Very easy online application .

5
Very easy online application and the app is great for keeping a check with repayments Reviewed on: 20th April 2026

simple process no fuss.

5
simple process no fuss. speedy pay out Reviewed on: 20th April 2026

Easy to apply but too many emails offering more mone...

4
Easy to apply but too many emails offering more money after I already have borrowed. Reviewed on: 20th April 2026

Very supportive company from day one to me , great k...

5
Very supportive company from day one to me , great knowledge Reviewed on: 20th April 2026

Was very helpful in sorting me a loan out

5
Was very helpful in sorting me a loan out Reviewed on: 20th April 2026

I needed help and 118 was supported x

5
I needed help and 118 was supported x Reviewed on: 20th April 2026

I did it all online and my loan was very fast and ea...

5
I did it all online and my loan was very fast and easy from start to finish Reviewed on: 20th April 2026

I've had a wonderful experience with 118 118

5
I've had a wonderful experience with 118 118 Reviewed on: 20th April 2026

Was a good experience.

5
Was a good experience. Money was funded quickly and no hidden fees Reviewed on: 20th April 2026

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