Smart Money People Logo

118 118 Money: Personal loan reviews

4.89
Based on 1,813 reviews, last reviewed 4th Nov 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (1813)

Easy application process, easy to understand and fun...

5
Easy application process, easy to understand and funds were deposited quickly after completion. Reviewed on: 16th April 2025

Very good loan app perfect in hard time

5
Very good loan app easy to apply Reviewed on: 16th April 2025

Excellent service

5
Excellent service, very quick and easy to use Reviewed on: 16th April 2025

I was greeted with very good customer service.

4
I was greeted with very good customer service. The whole process was easy to follow and had an happy ending Reviewed on: 16th April 2025

Excellent very good experience highly recommend

5
Excellent very good experience highly recommended Reviewed on: 16th April 2025

Had an easy experience with getting my personal loan...

5
Had an easy experience with getting my personal loan from 118 Reviewed on: 16th April 2025

Always had a great professional service from 118 .

5
Always had a great professional service from 118 . Reviewed on: 16th April 2025

Very easy access for everyone who either got surpris...

5
Very easy access for everyone who either got surprised with extra expenses or just being in need. Customer service is absolutely excellent. Reviewed on: 16th April 2025

I was offered what I needed and very easy to...

5
I was offered what I needed and very easy to apply Reviewed on: 16th April 2025

easy to access and use. Thank you 118

5
Very fast and helpful, the best and most approachable form when you need help its quickly response. Its simple and easy to access and use .thank you 118 good for everyone. Highly recommended for everyone Reviewed on: 16th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products