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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1815)

I was offered what I needed and very easy to...

I was offered what I needed and very easy to apply Reviewed on: 16th April 2025

easy to access and use. Thank you 118

Very fast and helpful, the best and most approachable form when you need help its quickly response. Its simple and easy to access and use .thank you 118 good for everyone. Highly recommended for everyone Reviewed on: 16th April 2025

I have a credit card and have recently taken out a l...

I have a credit card and have recently taken out a loan with 118. I am very pleased with the service I have received and all staff are very helpful when you call. The online services are easy to use so if you're not tech savvy like me, you can easily navigate through the application and the mobile app. Reviewed on: 16th April 2025

118 118 is a great company and easy to use.

118 118 is a great company and easy to use. I would recommend them too anyone. Reviewed on: 16th April 2025

Excellent!!

I have had nothing but the best service from 118118 money services, from applying for my credit card to my 118 118 loan, straight forward and easy application from start to finish. Excellent service !! Reviewed on: 16th April 2025

Process is very fast

Process is very fast, i het personal loan in just 2 hours Reviewed on: 16th April 2025

I made application and get money instant i Think thi...

I made application and get money instant i Think this is the best lender Company in uk Reviewed on: 16th April 2025

Easy, quick and no nonsense set-up

Easy, quick and no nonsense set-up Reviewed on: 16th April 2025

1st time I applied for a loan they were so happy and...

1st time I applied for a loan they were so happy and helpful I felt eased and happy with the service I received Reviewed on: 16th April 2025

Good efficiency and good customer service.

Good efficiency and good customer service. Would recommend to family and Friends. Reviewed on: 16th April 2025

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